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375 N Neptune St, Rockaway Beach, OR, 97136

2beds
1baths
920sqft
$399,995
$435price/sqft
$2,620/moest. monthly cost
$104,800/yrincome needed

About This Home

Welcome to this charming 2-bedroom, 1-bath home in the desirable Cedar Creek subdivision of Rockaway Beach, Oregon. Built in 2004, this well-maintained 920-square-foot home offers comfortable coastal living with fresh updates throughout, including brand-new carpet and interior paint.The functional floor plan makes excellent use of space, creating a bright and inviting atmosphere that's perfect as a full-time residence, vacation getaway, or investment property. A single-car garage provides convenient parking and storage, while the detached garden shed and workshop offer plenty of room for hobbies, tools, and outdoor equipment.Located less than a mile from the beautiful sandy beaches of Rockaway Beach, you'll enjoy easy access to the Oregon Coast, local shops, restaurants, and outdoor recreation. Whether you're taking a morning stroll on the beach, exploring nearby trails, or relaxing in your own peaceful neighborhood, this home offers the perfect balance of comfort and convenience.Don't miss this opportunity to own a move-in-ready home in one of Rockaway Beach's most welcoming neighborhoods! This is an estate being Sold As Is.Don't miss the video link below.https://youtu.be/SzKlL1Zeek4

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

10/10
Nehalem Elementary SchoolGrades PK-57.5 mi
7/10
3/10
Neah-Kah-Nie High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Free-Standing Refrigerator,Microwave,Washer/Dryer,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Window features: Vinyl Frames
  • Flooring: Wall to Wall Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Interior Area

  • Total structure area: 920
  • Total interior livable area: 920 sqft

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: One Level,Accessibility

Details

  • Parcel number: 405279
  • Zoning: RK-R-3

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 6,969 sqft
  • Features: Level,SqFt 7000 to 9999

Parking

  • Total spaces: 1
  • Parking features: Driveway,On Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tsunami
    TsunamiRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami
Coastal Flooding
Strong Wind

FEMA Declared Disasters in Tillamook County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$82$984
Property Taxes $340$4,080
Electricity $176$2,119
Total$2,620$31,440
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,828/yr
40% on housing$78,600/yr
45% on housing$69,866/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$435This listing

vs Other Active Listings

Avg $/sqft

ZIP 97136$261
Tillamook County$319

vs Homes Sold Last Month

Median $/sqft

ZIP 97136
Tillamook County$347

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$399,995
2026-07-15Listed for sale$399,995
2004-09-13Sold$122,000
2004-06-28Sold$23,100

For Sale by Agent

AgentJenny Frank
BrokerageWindermere Realty Trust

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