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1034 Spruce St Unit 101, Philadelphia, PA, 19107

2beds
1baths
973sqft
$459,500
$472price/sqft
$3,306/moest. monthly cost
$132,240/yrincome needed

About This Home

Rare Full-Floor Private Retreat in Wash West Discover 1034 Spruce Street #101, an exceptional 973 sq ft corner residence and the only home on its floor. Fully remodeled 3 years ago, this unit offers high-end finishes and total privacy that far surpass other building units—all while boasting the lowest monthly condo fees in the building. The Space & Privacy Thoughtfully designed for a quiet city lifestyle, this 2-bedroom home features secure double-pane glass and custom Hunter Douglas up/down blinds throughout. As the only unit on the floor, you enjoy a peaceful sanctuary with multiple exposures and maintenance-free luxury vinyl flooring. Chef’s Kitchen & Utility The kitchen is a true showpiece with bespoke gray cabinetry, waterfall quartz countertops, and a Calacatta tile backsplash. Built for real life, the home includes full-sized stainless appliances and a full-sized washer/dryer (all 3 years old)—a rare upgrade over typical compact condo versions. High-End Bath & Suites The primary suite features a walk-in closet and a designer bath with a glass-enclosed shower and marble flooring highlights. A functional pocket door separates the shower from the vanity, providing powder-room privacy. The second bedroom offers great flexibility for a home office or guest suite. Value & Location Enjoy turn-key living with a newer HVAC and water heater. The low condo fees include gas, common maintenance, and insurance. With a Walk Score of 99, you are steps from Washington Square Park, Talula’s Garden, and Jefferson/Pennsylvania Hospitals. Key Features: Full Remodel: Completed 2023 HVAC / Central Air: 5 Years Old (2021) Stainless Appliances: 3 Years Old (2023) Water Heater: 3 Years Old (2023) Flooring: Luxury Waterproof Vinyl (2023) Washer/Dryer: Full-Size (2023). Condo Fees: Lowest in building (Includes Gas, Maintenance, Insurance). No Pets lived in the unit. Single occupant only since full renovation. HOME WARRANTY included for complete maintenance worry free purchase. BONUS FOR THE BUYER: One (1) full year of garage parking is INCLUDED in the purchase price at 529 S 11th St (approx. 2 blocks away). Standard monthly/daily rates apply after year one. Schedule your showing today!

Getting Around

98
WalkingWalker's Paradise
100
TransitRider's Paradise
90
BikeBiker's Paradise

Schools

8/10
2/10

Construction

Condition

  • Year built: 2005

Materials

  • Construction materials: Masonry

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Freezer,Ice Maker,Oven/Range - Gas,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Electric Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,In Unit

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Breakfast Area,Built-in Features,Combination Dining/Living,Combination Kitchen/Living,Crown Molding,Dining Area,Entry Level Bedroom,Flat,Open Floorplan,Floor Plan - Traditional,Kitchen - Gourmet,Kitchen Island,Bathroom - Stall Shower,Walk-In Closet(s),Other
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 973

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 973
  • Total interior livable area: 973 sqft

Living Room

  • Level: Main

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,No Stairs

Details

  • Parcel number: 888037620
  • Attached to another structure: Yes
  • Zoning: RMX3
  • Special condition: Standard
  • Other equipment: Intercom

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Street Lights,Sidewalks
  • Has view: Yes
  • View description: City

Lot

  • Features: Urban
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Covered,Other,Secured,On Street,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,323$27,876
Home Insurance *$230$2,760
Property Taxes $529$6,348
Electricity $224$2,692
Total$3,306$39,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,348/yr
40% on housing$99,180/yr
45% on housing$88,160/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$472This listing

vs Other Active Listings

Avg $/sqft

ZIP 19107$268
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19107$476
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$459,500
2023-04-04Listing removed--
2023-03-31Price change$2,700
2023-03-20Listing removed$509,900
2023-03-09Listed for rent$2,825
2023-02-07Price change$509,900
2023-01-03Price change$519,900
2022-11-07Listed for sale$539,900
2022-11-04Listing removed$539,500
2022-09-26Listed for sale$539,500
2021-09-21Listing removed--
2021-08-25Listed for sale$489,500
2021-08-22Listing removed--
2021-08-19Listing removed$499,000
2021-08-15Listed for rent$2,675
2021-07-20Listed for sale$499,000
2007-08-08Sold$385,000
2005-12-14Sold$395,000

For Sale by Agent

AgentMaria Quattrone
BrokerageLPT Realty, LLC

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