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109 Surgeon General Ct, Philadelphia, PA, 19146

3beds
3baths
1,850sqft
$760,000
$411price/sqft
$5,200/moest. monthly cost
$208,000/yrincome needed

About This Home

An exquisite opportunity to live in a pristine and sprawling 1,850 square foot three bedroom, two and a half bath townhome with a BALCONY and PARKING in NAVAL SQUARE! The living and dining areas are oversized and feature gleaming newer hardwood floors, recessed lighting and walls of windows that fill your space with an abundance of light. The upgraded chefs kitchen showcases stainless steel appliances, extended white stone countertops and a convenient breakfast bar. The private balcony and large family room are perfect for entertaining. The main bedroom suite is large and features an oversized walk-in closet, a spa-like bathroom with a double sink vanity, soaking tub and separate shower. The second and third bedrooms are both generously proportioned and feature ample closet space. Private off street parking and a multitude of designer upgrades complete this magnificent home. Amenities of Naval Square include 24-hour security, a state-of-the-art fitness center, seasonal outdoor pool, sundeck, common room, manicured gardens, picnic areas, and guest parking. Perfectly situated on a lush 20 acre park-like setting, this pet-friendly residence is just a short distance to fine dining, one-of-a-kind shopping, and world-renowned cultural destinations. Drexel, CHOP, Penn, Schuylkill River Trail, and Rittenhouse Square are all a short walk away.

Getting Around

85
WalkingVery Walkable
79
TransitExcellent Transit
99
BikeBiker's Paradise

Schools

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Other
  • Construction materials: Masonry

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,850

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,850
  • Total interior livable area: 1,850 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 888300764
  • Zoning: RMX1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,842$46,104
Home Insurance *$175$2,100
Property Taxes $959$11,508
Electricity $224$2,692
Total$5,200$62,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,285/yr
40% on housing$156,000/yr
45% on housing$138,666/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$411This listing

vs Other Active Listings

Avg $/sqft

ZIP 19146$232
Philadelphia County$162

vs Homes Sold Last Month

Median $/sqft

ZIP 19146$488
Philadelphia County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Contingent$760,000
2026-04-15Price change$760,000
2026-04-02Price change$790,000
2026-03-31Listed for sale$750,000
2018-05-03Sold$585,000
2017-11-11Price change$615,000
2017-11-02Price change$625,000
2017-10-31Price change$634,000
2017-10-18Price change$639,000
2017-09-11Price change$649,900
2017-08-24Price change$699,900
2017-08-14Price change$719,900
2017-08-07Listed for sale$739,900
2013-08-16Listing removed$3,400
2013-08-06Listed for rent$3,400
2007-02-13Sold$622,655

For Sale by Agent

AgentAndy Oei
BrokerageBHHS Fox & Roach At the Harper, Rittenhouse Square

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