995 Panther Creek Rd, Morristown, TN, 37814
About This Home
Beautiful lakefront home on Panther Lake offering space, flexibility, and scenic views. This well-appointed property features 4 bedrooms, two family rooms, a formal living room, dining room, along with additional flex space to suit your needs. The main level includes a 2-car garage, with a third garage space located in the basement--ideal for extra storage, a workshop, or recreational equipment. Enjoy peaceful outdoor living with a screened porch overlooking the private lake, plus an open deck and patio below--perfect for entertaining or relaxing while taking in the water views. Panther Lake is a private shared lake with adjoining property owners, providing a quiet and exclusive setting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Roof: Shingle
- Construction materials: Synthetic Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Electric Oven,Gas Range,Microwave,Refrigerator,Washer
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),Central Vacuum,Pantry,Walk-In Closet(s),Wet Bar
- Window features: Double Pane Windows
- Flooring: Carpet,Hardwood,Tile
- Number of fireplaces: 2
- Fireplace features: Living Room,Master Bedroom
- Fireplace: Yes
- Finished area below ground: 884
- Finished area above ground: 3,120
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 5,106
- Total interior livable area: 4,004 sqft
Property
Details
- Parcel number: 003.00
Features
- Levels: Two
- Stories: 2
- Spa features: Bath
- On waterfront: Yes
- Waterfront features: Waterfront
- Waterbody name: Other
Lot
- Lot size: 0.91 Acres
- Lot size dimensions: 99' x 377' x 133' x 327'
Parking
- Total spaces: 3
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Earthquake
- Inland Flooding
- Landslide
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance | $263 | $3,156 |
| Property Taxes | $719 | $8,628 |
| Electricity | $325 | $3,903 |
| Total | $4,340 | $52,080 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $649,900 |
| 1996-08-29 | Sold | $347,000 |
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