374 State Line Rd, Loretto, TN, 38469
About This Home
More Pictures Coming Soon! Motivated Seller! FHA Rehab financing may be available with as little as 3.5% down—call to discuss your options. Mostly remodeled home situated on 3 beautiful acres with tons of potential and many major updates already completed. Features include 1 bedroom, an office that could serve as a second bedroom, plus a spacious upstairs bonus room ideal for a third bedroom. Recent improvements include updated electrical, new PEX plumbing, and HVAC installed in December 2024. Water lines have already been run upstairs for a future bathroom addition. Stackable washer and dryer (approx. 2.5 years old) remain with the home. Great hunting property with deer blind and feeders already in place.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2012
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Dryer,Refrigerator,Washer
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 3
Features
- Finished area above ground: 1,500
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,500
- Total interior livable area: 1,500 sqft
Property
Details
- Parcel number: 176 03505 000
- Special condition: Standard
Features
- Levels: One
- Stories: 2
Lot
- Lot size: 3 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Tornado
- Cold Wave
- Earthquake
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $909 | $10,908 |
| Home Insurance | $105 | $1,260 |
| Property Taxes | $297 | $3,564 |
| Electricity | $175 | $2,103 |
| Total | $1,486 | $17,832 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Listed for sale | $195,000 |
| 2026-02-20 | Sold | $20,000 |
| 2025-07-03 | Sold | $165,000 |
| 2025-06-03 | Pending sale | $170,000 |
| 2025-05-03 | Price change | $170,000 |
| 2025-04-15 | Listed for sale | $185,000 |
| 2020-11-09 | Listing removed | $57,500 |
| 2020-09-22 | Listed for sale | $57,500 |
| 2017-03-17 | Listing removed | $39,900 |
| 2016-09-15 | Listed for sale | $39,900 |
| 2011-05-23 | Sold | $13,995 |
| 2002-12-23 | Sold | $13,995 |
View on Zillow