See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3924 Smith Ave SE, Albuquerque, NM, 87108

3beds
1baths
1,820sqft
$349,500
$192price/sqft
$2,278/moest. monthly cost
$91,120/yrincome needed

About This Home

Outstanding opportunity to own a home in UNM South / Ridgecrest area of Albuquerque New Mexico. This stylish home has been nicely updated and well maintained. Good energy emanates from the beautiful hardwood, tile and brick floors throughout & the updated kitchen and full bath. A detached building in the backyard with 220 volt electricity is the perfect set up for a studio / workshop. Nice lighting and good vibes, this sweet single story home is located in a pleasant and well established neighborhood. This property could be an excellent starter home or investment property. Contact listing brokers to schedule a showing today and come see what makes this property so special.

Getting Around

31
WalkingCar-Dependent
29
TransitSome Transit
69
BikeBikeable

Schools

4/10
3/10
Wilson Middle SchoolGrades 6-81.1 mi
2/10
Highland High SchoolGrades 9-120.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1950

Materials

  • Roof: Flat

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northern New Mexico,Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Main Level Primary
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Brick,Tile,Wood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,820
  • Total interior livable area: 1,820 sqft

Kitchen

  • Level: Main
  • Area: 88.8

Living Room

  • Level: Main
  • Area: 262.08

Primary Bedroom

  • Level: Main
  • Area: 136.25

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101705616724532015
  • Zoning description: R-1B*

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Private Yard
  • Fencing: Wall

Lot

  • Lot size: 6,534 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Lightning
Winter Weather

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,767$21,204
Home Insurance *$116$1,392
Property Taxes $247$2,964
Electricity $148$1,780
Total$2,278$27,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,102/yr
40% on housing$68,340/yr
45% on housing$60,746/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 87108$163
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87108
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$349,500
2026-07-20Listed for sale$349,500
2026-07-02Pending sale$349,500
2026-06-27Listed for sale$349,500
2024-01-23Listing removed--
2024-01-14Listed for rent$2,000
2019-01-30Sold--
2018-12-13Pending sale$225,000
2018-09-14Price change$225,000
2018-07-17Price change$230,000
2018-05-29Price change$240,000
2018-04-10Pending sale$250,000
2018-03-30Price change$250,000
2018-03-01Price change$260,000
2018-01-30Price change$265,000
2018-01-03Price change$270,000
2017-10-22Price change$275,000
2017-09-22Listed for sale$285,000

For Sale by Agent

AgentLance Hamilton Lewis
BrokerageEXP Realty LLC

Similar Homes