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14-3468 Puna Rd, Pahoa, HI, 96778

2beds
1baths
768sqft
$238,000
$310price/sqft
$1,732/moest. monthly cost
$69,280/yrincome needed

About This Home

Affordable Paradise! Offered fully furnished!! Sweet 2/1 cottage has many special touches: including a large, screened lanai (384 sq ft) providing the perfect space for entertaining and indoor/outdoor living. At the landing to enter the home is a lovely, tiled floor mural featuring honu (turtles), welcoming you to the home. The living area/ kitchen is open with a bamboo partial wall separating the living and kitchen. Dark espresso cabinets and butcher block counters, tiled backsplash, and ocher walls reflect the tones found in the bamboo. Newer appliances include stainless 5 burner gas range, stainless French door counter-depth refrigerator, large black Kohler sink, w/ restaurant style faucet w/ pull down sprayer. The floors are ceramic tile: great for pets. Two nice-sized bedrooms have large closets, ceiling fans, wall AC unit in primary bedroom, bamboo glass doors, and plank vinyl floors. The bathroom has a new vanity/sink, higher profile toilet, and a tiled walk-in shower. Off the back door is the covered side lanai of 320 sqft, w/ a laundry area,. There's a 10,700 gal. catchment tank and water filtration system (Quantum system & 3 sediment filters). A convenient outside bathroom w/ sliding barndoors is under the covered side lanai & another shower is found in the back garden. There's a circular concrete driveway w/ native stone pillars. Concrete Sidewalks connect carport to home and surround each building. The detached Carport is 576 sqft with a bonus room (192 sqft) provides a versatile space for overflow guests, a home office, or a hobby space. Home is sited on a consolidated double lot (16,080 sqft) in a quiet area with nice neighbors. The beautiful, lush landscape includes a variety of palms, heliconia, Medinilla magnifica, podocarpus, bamboo, Queen Emma lily, Anthuriums, Orchids, Hibiscus, Bromeliads, and so many others. Fruit trees include avocado, tangerine, lemon, macadamia nut, jaboticaba, coffee, pineapples, to name a few.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Pahoa Elementary SchoolGrades PK-62.7 mi

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Wall/Window Unit(s)

Features

  • Flooring: Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 3140850310000
  • Zoning: A-1A
  • Special condition: Fee Simple,Standard

Features

  • Levels: One
  • Fencing: Chain Link,Wire

Lot

  • Lot size: 0.37 Acres
  • Features: Grassy,Interior Lot,See Remarks

Parking

  • Total spaces: 2
  • Parking features: Covered,Detached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,203$14,436
Home Insurance *$107$1,284
Property Taxes $48$576
Electricity $374$4,497
Total$1,732$20,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,382/yr
40% on housing$51,960/yr
45% on housing$46,186/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$310This listing

vs Other Active Listings

Avg $/sqft

ZIP 96778$243
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96778$313
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-12Listed for sale$268,000
2019-09-10Sold$165,000
2019-07-19Pending sale$175,000
2019-07-16Listed for sale$175,000
2019-06-19Pending sale$175,000
2019-05-29Listed for sale$175,000
2006-12-27Sold$230,000
2004-03-15Sold$72,500
2002-10-30Sold$48,300

For Sale by Agent

AgentPatricia M Tierney
BrokerageHinano Island Realty LLC

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