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110 Ottawa St APT 2E, Toledo, OH, 43604

2beds
2baths
1,452sqft
$285,000
$196price/sqft
$2,726/moest. monthly cost
$109,040/yrincome needed

About This Home

Discover the perfect blend of vibrant city life and peaceful privacy in this exceptional Warehouse District condo. Nestled between Swan Creek and the Maumee River, this home feels hidden away yet sits less than a quarter-mile from Fifth Third Field and steps from downtown's best dining and entertainment. The interior shines with custom wood floors, soaring ceilings, updated lighting, and a brilliant open floor plan. A chef-ready kitchen boasts a Viking convection oven, premium appliances, extra-thick granite countertops, and abundant storage. Perfect for hosting, the living space features a built-in sound system, counter seating, and a sleek Frame TV. Working from home is a breeze with dedicated high-speed ethernet wiring. The primary suite serves as a true retreat, complete with electronic shades, a walk-in closet, and an updated dual-sink bathroom with a large shower. Wall-mounted TVs in both bedrooms stay with the unit. Rare downtown perks include TWO indoor parking spaces, a private backyard, and a dock to launch your kayak. Take in panoramic city views from the stunning garden roof deck, or enjoy the building's exercise room. This secure, non-smoking building offers an incredibly welcoming community vibe with a building book club and regular social gatherings. Steps from Middlegrounds Metropark trails and dog runs—welcome home!

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

3/10
Marshall Stemm AcademyGrades PK-81.2 mi
3/10
Waite High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Flat,Tar/Gravel
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Convection Oven,Disposal,Dryer,Electric Oven,Exhaust Fan,Refrigerator,Washer/Dryer Stacked
  • Laundry features: In Unit,Sink

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living Room/Dining Combo
  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Elevator,Open Floorplan,Primary Bathroom,Sound System,Storage,Walk-In Closet(s),Wide Interior Halls and Doors
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Wood
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,452
  • Total interior livable area: 1,452 sqft

Kitchen

  • Features: Kitchen/Family Room Combo
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: Ceiling Fan(s),Living Room/Dining Combo
  • Level: Main

Other

  • Level: Main

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed,Grip-Accessible Features

Details

  • Parcel number: 1887516

Features

  • Levels: One
  • Patio & porch: Roof Deck
  • Exterior features: Garden,Private Yard,Other
  • Fencing: Block,Wood
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Creek,River Front

Parking

  • Total spaces: 2
  • Parking features: Accessible Parking,Assigned,Concrete,On Street,Basement,Garage Door Opener,Heated Garage,Shared Driveway,Storage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$698$8,376
Property Taxes $394$4,728
Electricity $193$2,320
Total$2,726$32,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,462/yr
40% on housing$81,780/yr
45% on housing$72,693/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 43604$81
Lucas County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 43604$45
Lucas County$125

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$285,000
2026-08-08Pending sale$285,000
2026-07-31Listed for sale$285,000
2023-08-02Sold$270,000
2023-07-27Pending sale$280,000
2023-06-28Contingent$280,000
2023-05-16Price change$280,000
2022-10-10Pending sale$274,900
2022-10-07Sold$260,000
2022-09-19Contingent$274,900
2022-07-18Listed for sale$274,900
2022-07-01Contingent$274,900
2022-06-30Listed for sale$274,900
2022-06-20Contingent$274,900
2022-05-28Price change$274,900
2022-04-30Listed for sale$279,900
2004-02-27Sold$166,400

For Sale by Agent

AgentTodd D Schenkenberger
BrokerageThe Danberry Co

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