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13936 Playa Way, Perdido Key, FL, 32507

4beds
3baths
2,382sqft
$945,000
$397price/sqft
$8,111/moest. monthly cost
$324,440/yrincome needed

About This Home

Take a slow walk out you back door for the best views of this large white sandy beach, come and relax on the large patio and have a beverage after a long week and watch the freighters and beautiful boats coming up and down the intracoastal waterways, you might just see a dolphin or two traveling to the open water of the Gulf of Florida. The breezes off the water keep you refreshed and cool. Banana Bay is one of best built townhomes on the Key and with stood the hurricane winds and rain of Ivan and Sally. These are constructed with ICF(Interlocking Concrete Forms).To me this has the most spectacular views and is furthest from the water. There is a 8 ft bulk head that will hold the water back. This furnished home(some personal items will be removed)is great for entertaining with a large open floor plan, High ceilings, large windows that let in lots of light, granite countertops, lots of cabinets, tile and hardwood floors, ceiling fans, lots of closet space, new dual A/C unit and metal roof. There is a large bonus room downstairs that can be used as another bedroom for guest or office space. The master upstairs is 13x19 with a sitting area with lots of windows for the sun to shine in. Hardwood floors in all of the bedrooms. Master bath has a large tiled walk-in shower, garden tub, Double vanity and water closet. The additional 2 bedrooms are spacious for your guest or family. This unit also has a single car garage. This is a must see. This unit also comes with a boat slip and has a separate HOA , 380.00 a year. Pays for Cable and Internet, Lawn, Amenities and Trash. This is a gated community with a pool, hot tub, workout room, meeting space and the beautiful beach. This unit is rental unit which has already generated 75-80,000.00 over the last couple years. Bring all offers.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

7/10
5/10
3/10
Escambia High SchoolGrades 9-1211.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Concrete

Type & Style

  • Home type: Townhouse
  • Architectural style: Mediterranean
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Dryer,Washer,Dishwasher,Disposal,Microwave,Refrigerator,ENERGY STAR Qualified Dishwasher,ENERGY STAR Qualified Dryer,ENERGY STAR Qualified Refrigerator,ENERGY STAR Qualified Appliances,ENERGY STAR Qualified Washer,ENERGY STAR Qualified Water Heater
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: Second
  • Area: 156

Bedroom1

  • Level: Second
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Baseboards,Ceiling Fan(s),Crown Molding,High Ceilings
  • Door features: Insulated Doors,ENERGY STAR Qualified Doors
  • Window features: Double Pane Windows,Blinds,Drapes
  • Flooring: Hardwood,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Heat Pump,Ceiling Fan(s),ENERGY STAR Qualified Equipment

Interior Area

  • Total structure area: 2,382
  • Total interior livable area: 2,382 sqft

Kitchen

  • Level: First
  • Area: 140

Master Bedroom

  • Level: Second
  • Area: 247

Property

Details

  • Parcel number: 143s321011040010
  • Attached to another structure: Yes
  • Zoning description: Res Multi

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Indoor,Community
  • Patio & porch: Patio
  • Exterior features: Rain Gutters,Boat Slip
  • Spa features: Community
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Intracoastal Waterway,Waterfront,Waterfront Deed Access

Lot

  • Lot size: 6,098 sqft
  • Features: Interior Lot

Parking

  • Total spaces: 1
  • Parking features: Garage,2 Space/Unit,Guest,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,778$57,336
Home Insurance *$2,230$26,760
Property Taxes $864$10,368
Electricity $239$2,876
Total$8,111$97,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$278,091/yr
40% on housing$243,330/yr
45% on housing$216,293/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$397This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$271
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-09-16Price change$950,000
2025-05-28Listed for sale$995,000
2022-12-15Listing removed--
2022-07-15Listed for sale$995,000
2018-11-08Sold$613,400
2018-06-23Listing removed$589,000
2018-03-18Price change$589,000
2017-12-22Listed for sale$599,900
2017-06-24Listing removed$589,000
2017-06-19Listed for sale$589,000
2013-08-08Listing removed$2,395
2013-07-21Listed for rent$2,395
2013-05-20Sold$200,000
2013-03-28Price change$224,900
2013-02-28Listed for sale$249,900
2010-11-16Listing removed$375,000
2010-05-08Price change$375,000
2010-04-10Price change$415,000
2009-12-09Price change$435,000
2009-11-15Listed for sale$400,000
2009-06-13Listing removed$479,000
2008-12-05Listed for sale$479,000
2004-03-04Sold$315,200

For Sale by Agent

AgentCharmein Green
BrokerageEngel & Volkers Pensacola

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