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11523 ANDY ROSSE LANE, Captiva, FL, 33924

6beds
7baths
3,555sqft
$3,279,000
$922price/sqft
$21,167/moest. monthly cost
$846,680/yrincome needed

About This Home

Virtually Staged. Virtually Staged. Welcome to one of Captiva Island's most remarkable residences: a stunning Mediterranean-inspired estate nestled on the legendary Andy Rosse Lane, just steps from the Gulf of Mexico. Move-in ready and finished with fine stylings throughout, this multi-level home delivers the perfect blend of luxury island living, flexible accommodations, and exceptional investment potential as a short-term rental. Arrive via a classic paver brick driveway framed by lush tropical landscaping, climbing vines, and colorful blooms. The stucco façade, clay tile roofline, arched garage doors, and elegant balustrade balcony set a tone of timeless sophistication from the moment you pull in. A grand staircase sweeps up to the main entry, while a private elevator services every floor of the main house for effortless access. The ground level features a spacious two-car garage with ample storage, a large recreation room perfect for a game room, media lounge, or fitness space, and a full en suite bathroom, ideal for guests or extended stays without ever needing the upper floors. The heart of the home unfolds across a sweeping, light-filled main level featuring large-format travertine tile, soaring coffered ceilings, and graceful arched doorways. Dual chandeliers anchor a dramatic tray ceiling above the open-concept living and dining room, a space bathed in natural light through picture windows and French doors that open to the outdoors. The gourmet kitchen is a chef's dream, offering custom white cabinetry, a generous island with breakfast bar seating, a walk-in pantry, and a bold statement range hood that adds a touch of artful color. Two well-appointed guest bedrooms, each with a private en suite bathroom, provide comfort and privacy for family and visitors alike. The main level is rounded out by a convenient laundry room and a powder half bath for guests. The entire top floor exemplifies refined luxury. The primary suite is a true sanctuary, featuring two expansive walk-in closets and a spa-caliber bathroom that will take your breath away. A dramatic black clawfoot soaking tub with polished chrome fixtures rests beneath a crystal chandelier, flanked by a dual-sink vanity with backlit mirrors, a rich marble tile surround, and a separate oversized walk-in shower. Glimpses of the tropical landscape through the primary bath's windows complete this private retreat. A fourth bedroom with its own en suite bath completes the top floor, perfect for a home office, nursery, or additional guest quarters. A covered balcony walkway connects the main house to a fully independent in-law suite, a rare and coveted feature on Captiva Island. This self-contained retreat includes a private bedroom, full bathroom, and kitchenette, making it perfect for extended family, a live-in property manager, or a dedicated short-term rental unit. Directly below the in-law suite, a pool bath and bonus room offer additional flexibility for outdoor entertaining, equipment storage, or a cabana-style hangout. Situated on Andy Rosse Lane, Captiva's beloved main street, this home places you at the center of island life. Stroll to the Gulf beach in seconds, or walk to iconic local favorites like the Mucky Duck and the Bubble Room. Whether you're seeking a full-time residence, a personal island getaway, or a high-performing vacation rental, 11523 Andy Rosse Lane checks every box. Properties of this caliber, in this location, rarely come to market. Schedule your private showing today.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
66
BikeBikeable

Schools

10/10
The Sanibel SchoolGrades PK-87.0 mi
5/10
Cypress Lake High SchoolGrades 9-1218.0 mi
6/10
Fort Myers High SchoolGrades 9-1220.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Other,Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Microwave,Range,Range Hood,Refrigerator,Wine Refrigerator
  • Laundry features: Inside,Laundry Room

Bathroom1

  • Features: Shower No Tub
  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: Second

Bathroom4

  • Level: Second

Bathroom5

  • Level: Third

Bedroom1

  • Features: Built-in Closet
  • Level: Second

Bedroom2

  • Features: Built-in Closet
  • Level: Second

Bedroom3

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Bonus Room

  • Features: No Closet
  • Level: Third

Bonus Room

  • Features: No Closet
  • Level: Third

Dining Room

  • Level: Second

Features

  • Elevator,High Ceilings,Living Room/Dining Room Combo
  • Door features: Outdoor Kitchen
  • Flooring: Tile,Hardwood
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,996
  • Total interior livable area: 3,555 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Primary Bathroom

  • Level: Third

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third

Property

Details

  • Parcel number: 3545210300022.0000
  • Zoning: C-1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Covered,Porch
  • Exterior features: Balcony,Courtyard,Dog Run,Irrigation System,Lighting,Outdoor Kitchen
  • Has spa: Yes
  • Spa features: In Ground

Lot

  • Lot size: 9,583 sqft

Parking

  • Total spaces: 2
  • Parking features: Split Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,580$198,960
Home Insurance *$414$4,968
Property Taxes $3,816$45,792
Electricity $357$4,293
Total$21,167$254,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$725,725/yr
40% on housing$635,010/yr
45% on housing$564,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$922This listing

vs Other Active Listings

Avg $/sqft

ZIP 33924$1,010
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33924$647
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-16Listed for sale$3,279,000
2026-04-21Sold$638,600
2025-10-31Listed for sale$3,795,000
2025-10-14Listing removed$3,995,000
2025-09-19Price change$3,995,000
2025-09-09Listed for sale$3,750,000
2025-09-01Listing removed$3,750,000
2025-08-06Price change$3,750,000
2025-06-17Listed for sale$3,999,000
2025-06-12Listing removed$4,075,000
2025-04-21Price change$4,075,000
2025-04-08Price change$4,375,000
2025-03-22Price change$4,675,000
2025-02-09Price change$4,911,100
2024-12-12Listed for sale$5,200,000
2023-01-19Sold$4,450,000
2022-11-19Pending sale$4,799,000
2022-09-23Price change$4,799,000
2022-09-16Listed for sale$4,995,000
2022-07-11Listing removed--
2022-04-20Listed for sale$4,995,000
2021-01-01Sold$1,975,000
2020-11-23Pending sale$2,189,000
2020-01-27Price change$2,189,000
2019-02-25Price change$2,295,000
2018-08-24Listed for sale$2,499,000
2018-07-23Listing removed$2,499,000
2005-06-20Sold$2,700,000

For Sale by Agent

AgentTerry Connors, II
BrokerageMERIDIAN RESIDE

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