




11523 ANDY ROSSE LANE, Captiva, FL, 33924
About This Home
Virtually Staged. Virtually Staged. Welcome to one of Captiva Island's most remarkable residences: a stunning Mediterranean-inspired estate nestled on the legendary Andy Rosse Lane, just steps from the Gulf of Mexico. Move-in ready and finished with fine stylings throughout, this multi-level home delivers the perfect blend of luxury island living, flexible accommodations, and exceptional investment potential as a short-term rental. Arrive via a classic paver brick driveway framed by lush tropical landscaping, climbing vines, and colorful blooms. The stucco façade, clay tile roofline, arched garage doors, and elegant balustrade balcony set a tone of timeless sophistication from the moment you pull in. A grand staircase sweeps up to the main entry, while a private elevator services every floor of the main house for effortless access. The ground level features a spacious two-car garage with ample storage, a large recreation room perfect for a game room, media lounge, or fitness space, and a full en suite bathroom, ideal for guests or extended stays without ever needing the upper floors. The heart of the home unfolds across a sweeping, light-filled main level featuring large-format travertine tile, soaring coffered ceilings, and graceful arched doorways. Dual chandeliers anchor a dramatic tray ceiling above the open-concept living and dining room, a space bathed in natural light through picture windows and French doors that open to the outdoors. The gourmet kitchen is a chef's dream, offering custom white cabinetry, a generous island with breakfast bar seating, a walk-in pantry, and a bold statement range hood that adds a touch of artful color. Two well-appointed guest bedrooms, each with a private en suite bathroom, provide comfort and privacy for family and visitors alike. The main level is rounded out by a convenient laundry room and a powder half bath for guests. The entire top floor exemplifies refined luxury. The primary suite is a true sanctuary, featuring two expansive walk-in closets and a spa-caliber bathroom that will take your breath away. A dramatic black clawfoot soaking tub with polished chrome fixtures rests beneath a crystal chandelier, flanked by a dual-sink vanity with backlit mirrors, a rich marble tile surround, and a separate oversized walk-in shower. Glimpses of the tropical landscape through the primary bath's windows complete this private retreat. A fourth bedroom with its own en suite bath completes the top floor, perfect for a home office, nursery, or additional guest quarters. A covered balcony walkway connects the main house to a fully independent in-law suite, a rare and coveted feature on Captiva Island. This self-contained retreat includes a private bedroom, full bathroom, and kitchenette, making it perfect for extended family, a live-in property manager, or a dedicated short-term rental unit. Directly below the in-law suite, a pool bath and bonus room offer additional flexibility for outdoor entertaining, equipment storage, or a cabana-style hangout. Situated on Andy Rosse Lane, Captiva's beloved main street, this home places you at the center of island life. Stroll to the Gulf beach in seconds, or walk to iconic local favorites like the Mucky Duck and the Bubble Room. Whether you're seeking a full-time residence, a personal island getaway, or a high-performing vacation rental, 11523 Andy Rosse Lane checks every box. Properties of this caliber, in this location, rarely come to market. Schedule your private showing today.
Getting Around
Schools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Other,Slab
- Roof: Tile
- Construction materials: Stucco,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Microwave,Range,Range Hood,Refrigerator,Wine Refrigerator
- Laundry features: Inside,Laundry Room
Bathroom1
- Features: Shower No Tub
- Level: Second
Bathroom2
- Level: Second
Bathroom3
- Level: Second
Bathroom4
- Level: Second
Bathroom5
- Level: Third
Bedroom1
- Features: Built-in Closet
- Level: Second
Bedroom2
- Features: Built-in Closet
- Level: Second
Bedroom3
- Features: Built-in Closet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 7
- Full bathrooms: 6
- 1/2 bathrooms: 1
Bonus Room
- Features: No Closet
- Level: Third
Bonus Room
- Features: No Closet
- Level: Third
Dining Room
- Level: Second
Features
- Elevator,High Ceilings,Living Room/Dining Room Combo
- Door features: Outdoor Kitchen
- Flooring: Tile,Hardwood
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 5,996
- Total interior livable area: 3,555 sqft
Kitchen
- Level: Second
Living Room
- Level: Second
Primary Bathroom
- Level: Third
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Third
Property
Details
- Parcel number: 3545210300022.0000
- Zoning: C-1
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Covered,Porch
- Exterior features: Balcony,Courtyard,Dog Run,Irrigation System,Lighting,Outdoor Kitchen
- Has spa: Yes
- Spa features: In Ground
Lot
- Lot size: 9,583 sqft
Parking
- Total spaces: 2
- Parking features: Split Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,580 | $198,960 |
| Home Insurance * | $414 | $4,968 |
| Property Taxes | $3,816 | $45,792 |
| Electricity | $357 | $4,293 |
| Total | $21,167 | $254,004 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-16 | Listed for sale | $3,279,000 |
| 2026-04-21 | Sold | $638,600 |
| 2025-10-31 | Listed for sale | $3,795,000 |
| 2025-10-14 | Listing removed | $3,995,000 |
| 2025-09-19 | Price change | $3,995,000 |
| 2025-09-09 | Listed for sale | $3,750,000 |
| 2025-09-01 | Listing removed | $3,750,000 |
| 2025-08-06 | Price change | $3,750,000 |
| 2025-06-17 | Listed for sale | $3,999,000 |
| 2025-06-12 | Listing removed | $4,075,000 |
| 2025-04-21 | Price change | $4,075,000 |
| 2025-04-08 | Price change | $4,375,000 |
| 2025-03-22 | Price change | $4,675,000 |
| 2025-02-09 | Price change | $4,911,100 |
| 2024-12-12 | Listed for sale | $5,200,000 |
| 2023-01-19 | Sold | $4,450,000 |
| 2022-11-19 | Pending sale | $4,799,000 |
| 2022-09-23 | Price change | $4,799,000 |
| 2022-09-16 | Listed for sale | $4,995,000 |
| 2022-07-11 | Listing removed | -- |
| 2022-04-20 | Listed for sale | $4,995,000 |
| 2021-01-01 | Sold | $1,975,000 |
| 2020-11-23 | Pending sale | $2,189,000 |
| 2020-01-27 | Price change | $2,189,000 |
| 2019-02-25 | Price change | $2,295,000 |
| 2018-08-24 | Listed for sale | $2,499,000 |
| 2018-07-23 | Listing removed | $2,499,000 |
| 2005-06-20 | Sold | $2,700,000 |
