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21790 Sunset Lake CT, Estero, FL, 33928

4beds
3baths
2,758sqft
$520,000
$189price/sqft
$3,768/moest. monthly cost
$150,720/yrincome needed

About This Home

One or more photo(s) has been virtually staged, AI generated or rendered. Lowest price in Lakes of Estero! Motivated seller! This spacious 2-story home offers 4 bedrooms, 2.5 baths, and over 3,000 sq. ft. of living space with soaring ceilings and an open floor plan. Features include a large great room, formal dining area, gourmet kitchen with granite countertops and stainless steel appliances, and a first-floor primary suite with dual sinks, soaking tub, and separate shower. Upstairs offers a versatile loft/bonus area, 3 guest bedrooms, and a full bath. Conveniently located near shopping, dining, schools, SWFL International Airport, and I-75. One or more photos in this listing have been digitally edited using AI-generated imagery. Actual property conditions may vary due to tenants in place.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

8/10
8/10
Three Oaks Middle SchoolGrades 6-83.3 mi
4/10
Estero High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: Inside

Bedroom

  • Features: First Floor Bedroom, Split Bedrooms

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining - Living

Features

  • Built-In Cabinets,Pantry,Smoke Detectors,Florida Room,Laundry in Residence,Loft,Screened Lanai/Porch
  • Window features: Impact Resistant Windows
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,151
  • Total interior livable area: 2,758 sqft

Kitchen

  • Features: Island, Pantry

Property

Details

  • Parcel number: 344625E310000.0420
  • Zoning: PUD

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Screened Lanai/Porch
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: None

Lot

  • Lot size: 8,141 sqft
  • Features: Regular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Coastal Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$260$3,120
Property Taxes $602$7,224
Electricity $277$3,330
Total$3,768$45,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,188/yr
40% on housing$113,040/yr
45% on housing$100,480/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 33928$212
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33928$273
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$495,000
2026-07-10Listing removed$3,200
2026-07-07Listed for sale$520,000
2026-06-05Listed for rent$3,200
2024-06-17Listing removed--
2024-06-01Listed for rent$3,200
2024-05-20Listing removed--
2024-05-14Listed for rent$3,400
2024-05-08Listing removed--
2024-04-22Price change$3,400
2024-02-29Listed for rent$3,500
2024-02-29Listing removed--
2024-01-24Listed for rent$3,500
2020-09-04Listing removed$2,500
2020-07-03Listed for rent$2,500
2018-02-14Listing removed$2,500
2017-12-08Listed for rent$2,500
2015-11-05Listing removed$2,500
2015-09-01Listed for rent$2,500
2015-07-24Sold$299,000
2015-06-11Pending sale$299,900
2015-04-08Listed for sale$299,900
2012-05-17Sold$190,000
2012-02-12Listed for sale$180,000
2011-01-16Listing removed$199,000
2005-09-09Sold$354,100

For Sale by Agent

AgentMariia Margolych
BrokerageRealty One Group MVP

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