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1954 White Oak Rd, Thomson, GA, 30824

3beds
1baths
975sqft
$149,900
$154price/sqft
$1,390/moest. monthly cost
$55,600/yrincome needed

About This Home

Charming and move-in ready 3-bedroom, 1-bath home situated on a 0.46-acre lot in a convenient location just minutes from Thomson, Harlem, and I-20, with an easy commute to Fort Gordon. This 975-square-foot home features luxury vinyl plank flooring and crown molding throughout, creating an updated feel. The functional floor plan offers comfortable living spaces and low-maintenance finishes. Outside, the property includes an outbuilding providing additional storage or workspace. With frontage and access from two streets, offers added convenience and flexibility. Whether you're a first-time homebuyer, downsizing, or seeking an investment property, this affordable home is a great opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
Norris Elementary SchoolGrades 4-52.2 mi
3/10
Thomson High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1969

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range (Combo),Refrigerator
  • Laundry features: Other

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Other
  • Flooring: Other,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 975

Heating & Cooling

  • Heating features: Electric,Zoned
  • Cooling features: Electric,Zoned

Interior Area

  • Total structure area: 975
  • Total interior livable area: 975 sqft

Property

Details

  • Parcel number: 0051B027

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch

Lot

  • Lot size: 0.46 Acres
  • Features: Other

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$108$1,296
Property Taxes $306$3,672
Electricity $219$2,637
Total$1,390$16,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,657/yr
40% on housing$41,700/yr
45% on housing$37,066/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 30824$125
McDuffie County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 30824$130
McDuffie County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Pending sale$149,900
2026-07-14Listed for sale$149,900
2026-07-08Pending sale$149,900
2026-06-16Listed for sale$149,900
2005-04-27Sold$35,000

For Sale by Agent

AgentTina L Story
BrokerageColdwell Banker Watson & Knox

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