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647 Hobbs Mill Road, Dearing, GA, 30808

3beds
2baths
1,363sqft
$239,900
$176price/sqft
$2,022/moest. monthly cost
$80,880/yrincome needed

About This Home

Step into timeless charm where simplicity and elegance define this three-bedroom, two-bath antique farmhouse filled with the character dreams are made of. This 1,363-square-foot home proudly preserves its original details, showcased beautifully in the crystal door knobs and classic finishes throughout. The quaint kitchen blends simplicity and elegance with renovated cabinetry and warm wood countertops, offering modern function while honoring the home's heritage. The dining room is filled with simplicity and elegance, highlighted by a gold chandelier and parlor-style doors that create an inviting space for gatherings and everyday living alike. The spacious primary suite offers a peaceful retreat from the outside world, continuing the home's refined yet comfortable feel. The primary bathroom features stunning white tile floors and a beautifully tiled shower, adding a clean, classic touch. Two additional bedrooms provide comfortable space for family, guests, or a home office. The second full bathroom showcases painted plank wood walls, adding charm and character while maintaining timeless simplicity. Outdoor living is enhanced by a covered side deck that provides the perfect extension of the home's simple elegance, with room for both a cozy seating area and a quaint spot to enjoy your morning coffee. A covered carport offers convenient parking and space to store much-needed outdoor equipment. Completing the property are two spacious storage sheds, providing ample room for tools, hobbies, or seasonal storage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
Dearing Elementary SchoolGrades PK-55.1 mi
3/10
Thomson High SchoolGrades 9-126.8 mi

Construction

Condition

  • Year built: 1941

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Range

Basement

  • Basement: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Pantry
  • Flooring: Carpet,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,363
  • Total interior livable area: 1,363 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 00550026

Features

  • Levels: One
  • Patio & porch: Covered,Deck,Porch,Front Porch,Side Porch
  • Fencing: Fenced

Lot

  • Lot size: 2.32 Acres
  • Lot size dimensions: 2.32

Parking

  • Total spaces: 2
  • Parking features: Carport,Attached,Gravel
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$98$1,176
Property Taxes $492$5,904
Electricity $219$2,637
Total$2,022$24,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,325/yr
40% on housing$60,660/yr
45% on housing$53,920/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 30808$132
McDuffie County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 30808$214
McDuffie County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$239,900
2026-04-30Pending sale$239,900
2026-04-24Listed for sale$239,900
2022-08-29Sold$189,900
2022-07-28Pending sale$189,900
2022-07-25Listed for sale$189,900

For Sale by Agent

AgentElizabeth Yarborough
BrokerageColdwell Banker-Watson & Knox Real Estate

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