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3104 Whiteoak Road, Thomson, GA, 30824

3beds
3baths
3,443sqft
$399,900
$116price/sqft
$3,289/moest. monthly cost
$131,560/yrincome needed

About This Home

Situated on a beautiful corner lot with over 7.5 acres, this spacious brick home offers more than 3,400 square feet of living space with room to spread out, entertain, and enjoy peaceful country living. Inside, you'll find a warm and inviting living room with a wood-burning stove, an eat-in kitchen with a breakfast bar, a cozy sunroom perfect for morning coffee, and a small office with a convenient half bath. Upstairs, the owner's suite provides a private retreat with an attached bath and walk-in shower, along with two additional bedrooms and a full bath. The finished basement adds even more versatile space, featuring a wood-burning insert and a large laundry room, making it ideal for gatherings, hobbies, or a recreation area. Step outside to enjoy evenings in the courtyard grilling area, perfect for entertaining family and friends. The property also features an attached double carport, a large workshop and garage, and a charming one-room cottage that could easily become a playhouse, she-shed, or man cave. While the home could benefit from some cosmetic updating, it offers incredible space, character, and potential for someone ready to make it their own. With acreage, multiple outbuildings, and endless possibilities, this property is a rare opportunity to create your dream home in a peaceful setting.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

4/10
Norris Elementary SchoolGrades 4-54.4 mi
3/10
Thomson High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Vented Exhaust Fan,Built-In Microwave,Built-In Electric Oven,Refrigerator,Dishwasher,Cooktop
  • Laundry features: Dryer Hookup,Washer Hookup

Basement

  • Basement: Exterior Entry,Finished,Full,Interior Entry

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Main

Bathroom3

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Entrance Foyer,Eat-in Kitchen
  • Flooring: Carpet,Laminate,Ceramic Tile
  • Attic: Scuttle,Pull Down Stairs

Heating & Cooling

  • Heating features: Fireplace Insert,Fireplace(s),Electric,Wood Stove
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,443
  • Total interior livable area: 3,443 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Master Bedroom

  • Level: Upper

Office

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 00630169

Features

  • Levels: Multi/Split
  • Patio & porch: Patio

Lot

  • Lot size: 7.56 Acres
  • Lot size dimensions: 7.56 acres

Parking

  • Total spaces: 2
  • Parking features: Carport,Attached
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$290$3,480
Property Taxes $643$7,716
Electricity $334$4,014
Total$3,289$39,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,765/yr
40% on housing$98,670/yr
45% on housing$87,706/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 30824$123
McDuffie County$124

vs Homes Sold Last Month

Median $/sqft

ZIP 30824$130
McDuffie County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-05Listed for sale$399,900
1986-02-21Sold$90,000

For Sale by Agent

AgentTina L Story
BrokerageColdwell Banker-Watson & Knox Real Estate

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