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5302 Talladega Ct Unit 207, Frederick, MD, 21703

3beds
3baths
1,330sqft
$325,000
$244price/sqft
$2,333/moest. monthly cost
$93,320/yrincome needed

About This Home

** Price Improvement ** Welcome to this beautifully maintained **FHA-approved, two-level condo townhome** in the highly desirable **Ballenger Crossing** community! Offering 3 bedrooms, 2.5 bathrooms, two assigned parking spaces, and additional visitor parking, this move-in-ready home delivers the ideal combination of comfort, convenience, affordability, and low-maintenance living. Step inside to a bright, inviting, open-concept main level designed for today’s lifestyle. The spacious living area provides a comfortable setting for everyday living and entertaining, while the large eat-in kitchen offers abundant cabinet and counter space, room for a dining table, and direct access to the rear deck. Enjoy morning coffee, outdoor dining, summer gatherings, or a peaceful place to unwind at the end of the day. The upper level features generously sized bedrooms, including a private primary suite with an attached bath. Additional bedrooms provide flexibility for guests, a home office, or other lifestyle needs, while the conveniently located upper-level laundry adds everyday ease. Thoughtful updates include a **new HVAC system installed in 2025**, complete with a smart thermostat and transferable 10-year warranty, as well as a **tankless water heater installed in 2020**, providing energy efficiency and the convenience of continuous hot water. Enjoy the benefits of living in Ballenger Crossing, with convenient access to major commuter routes, shopping, dining, parks, and everyday amenities. Located less than 10 minutes from historic downtown Frederick, you’ll be close to local restaurants, breweries, boutique shopping, scenic Carroll Creek, Alive @ Five, Keys Stadium, and the vibrant events and entertainment Frederick is known for. An added financial advantage: this home is located **outside Frederick City limits, meaning no city taxes**! Whether you are a first-time buyer seeking an FHA-approved home, looking to downsize, or searching for a low-maintenance property in a convenient Frederick location, this updated condo townhome offers exceptional value and a lifestyle you’ll love. **Schedule your private tour today and discover all that this Ballenger Crossing home has to offer!**

Getting Around

14
WalkingCar-Dependent
16
TransitMinimal Transit
31
BikeSomewhat Bikeable

Schools

8/10
5/10
Tuscarora High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2005

Materials

  • Construction materials: Combination,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Ice Maker,Microwave,Oven/Range - Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Laundry Room

Bedroom1

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom2

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Kitchen Island,Kitchen - Table Space,Combination Dining/Living,Eat-in Kitchen,Upgraded Countertops,Primary Bath(s),Open Floorplan
  • Window features: Window Treatments
  • Finished area below ground: 0
  • Finished area above ground: 1,330

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,330
  • Total interior livable area: 1,330 sqft

Kitchen

  • Features: Flooring - Tile/Brick
  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Features: Flooring - Carpet
  • Level: Main

Storage Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1128586949
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Parking

  • Parking features: Assigned,Paved,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$68$816
Property Taxes $341$4,092
Electricity $281$3,374
Total$2,333$27,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,988/yr
40% on housing$69,990/yr
45% on housing$62,213/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$244This listing

vs Other Active Listings

Avg $/sqft

ZIP 21703$176
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21703$226
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$319,900
2026-07-14Price change$325,000
2026-06-26Listed for sale$330,000
2016-12-30Sold$174,000
2010-08-19Sold$159,000
2006-01-12Sold$259,282

For Sale by Agent

AgentMichelle Graziani
BrokerageCentury 21 Redwood Realty

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