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208 Smiley Face Ln, Mc Henry, MD, 21541

5beds
3baths
2,576sqft
$680,000
$264price/sqft
$4,670/moest. monthly cost
$186,800/yrincome needed

About This Home

Beautiful 4 BR mountain retreat minutes from Wisp Resort and Deep Creek Lake. Perfect as a vacation home or income producing rental. Spacious open floor plan, finished basement, large decks and wooded privacy. Sleeps 12+ with strong vacation rental potential. Get a Mountain Paradise: Spectacular Cabin with Breathtaking Views. This stunning cabin offers everything you need for the perfect vacation or weekend relaxation. With panoramic views of the surrounding peaks, you'll feel immersed in nature while enjoying the comfort of a spacious, beautifully designed home. Located in a serene and quiet area, this cabin offers the ideal environment for rest and rejuvenation, away from the hustle and bustle of city life. Just minutes from the ski resort, supermarket, and lake, offering a combination of proximity and comfort. Large, open-air decks perfect for relaxation or entertaining, offering a seamless indoor-outdoor living experience. A state-of-the-art Swim Spa for ultimate relaxation, no matter the season. Whether you're cooling off in the summer or unwinding after a day on the slopes, this feature is a true luxury. Whether you're looking for an active vacation home or a property to rent, this cabin is your option to year-round enjoyment. From ski trips in winter to lakeside strolls in the summer, you’ll have everything you need right at your doorstep. 3 levels of finished space. A spacious loft in the upper level, and a great recreation room in the lower level. One gas fireplace that provides most of your heating needs. Spacious Kitchen with granite counters and 2 refrigerators. On top of all that you will find public water and sewer and High Speed Internet. The house will be sold fully furnished.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

9/10
8/10
Northern Middle SchoolGrades 6-87.7 mi
7/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2012

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2021

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 1,120
  • Finished area above ground: 1,456

Heating & Cooling

  • Heating features: Baseboard,Other,Electric
  • Cooling features: Ceiling Fan(s),Other

Interior Area

  • Total structure area: 2,576
  • Total interior livable area: 2,576 sqft

Loft

  • Features: Jack and Jill Bathroom,Flooring - HardWood
  • Level: Upper
  • Area: 189
  • Dimensions: 9 X 21

Recreation Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1206036252
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s),Panoramic,Scenic Vista,Trees/Woods,Valley
  • Waterfront features: Pond
  • Waterbody name: Pond

Lot

  • Lot size: 1.13 Acres
  • Features: Mountain

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$164$1,968
Property Taxes $740$8,880
Electricity $328$3,938
Total$4,670$56,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,114/yr
40% on housing$140,100/yr
45% on housing$124,533/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$264This listing

vs Other Active Listings

Avg $/sqft

ZIP 21541$289
Garrett County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 21541
Garrett County$257

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$680,000
2025-07-28Listing removed$700,000
2025-06-30Price change$700,000
2025-05-09Price change$725,000
2025-03-11Price change$740,000
2024-12-02Listed for sale$770,000
2020-10-23Sold$342,000
2020-09-22Pending sale$342,000
2020-09-13Price change$342,000
2020-07-29Listed for sale$347,000
2017-09-29Sold$10,000
2010-09-02Sold$42,000
2005-08-24Sold$75,000

For Sale by Agent

AgentJay Ferguson
BrokerageTaylor-Made Deep Creek Real Estate, LLC

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