105 Mountain Overlook Ct, Mchenry, MD, 21541
About This Home
Luxury Mountaintop Ski Chalet with scenic Deep Creek Lake Access for year-round enjoyment. Just minutes from Wisp's ski slopes and ASCI Whitewater, this fantastic location is ideal for exciting summer adventures and winter skiing with effortless connections to the Ski Lodge, easy-access mountaintop ski parking, lift tickets, on-site community amenities, and everything you need. Exceptional craftsmanship and upscale finishes shine throughout this home's bright, open layout designed for entertaining. Unwind by the striking stone fireplace in the inviting living room, while a generous family room and sunlit, flexible loft provide ideal spaces for entertaining, relaxing, or hosting guests. Three bedrooms and 3.5 baths across three beautifully designed levels deliver comfort, privacy, and room to gather. A convenient double carport adds everyday ease for owners and visitors alike. Surrounded by lush, thoughtfully landscaped trees, the setting offers a quiet mountain ambiance with filtered woodland views and a true resort feel. Designed for four-season mountain living, this home offers a high-efficiency HVAC system, architecturally enhanced cylindrical exterior columns, and tastefully updated interior and exterior paint—combining luxury aesthetics with resort-level performance. The home has been carefully maintained over time, reflecting pride of ownership and presenting with the feel often associated with well cared for owner-occupied properties. You'll love the Deep Creek Highlands community, featuring private lakefront access, scenic walking trails, sports courts, playground, and a resort-style outdoor pool with pavilion—ideal for both active adventures and laid-back mountain living. From first tracks at Wisp to summer days at the lake and championship golf at Lodestone, this prime location places every season’s adventure just minutes away, making it a rare and rewarding place to call home.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2007
Materials
- Foundation: Block
- Construction materials: Stone,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater
Basement
- Has basement: Yes
- Basement: Finished
Bathroom1
- Level: Upper
Bathroom2
- Level: Upper
Bathroom3
- Level: Lower
Bedroom1
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Family Room
- Level: Lower
Features
- Number of fireplaces: 1
- Fireplace features: Gas/Propane
- Fireplace: Yes
- Finished area below ground: 765
- Finished area above ground: 1,805
Half Bath
- Level: Main
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,570
- Total interior livable area: 2,570 sqft
Kitchen
- Level: Main
Living Room
- Features: Fireplace - Gas
- Level: Main
Loft
- Level: Upper
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1218081660
- Zoning: LR1
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
- Waterfront features: Swimming Allowed,Lake
- Waterbody name: Deep Creek Lake
Lot
- Lot size: 3,792 sqft
- Features: Mountain
Parking
- Total spaces: 4
- Parking features: Attached Carport,Driveway
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,458 | $41,496 |
| Home Insurance * | $165 | $1,980 |
| Property Taxes | $744 | $8,928 |
| Electricity | $327 | $3,929 |
| Total | $4,694 | $56,328 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-19 | Listed for sale | $759,000 |
| 2025-10-15 | Listing removed | $829,000 |
| 2024-05-16 | Listed for sale | $829,000 |
| 2023-11-16 | Listing removed | -- |
| 2023-06-22 | Price change | $789,000 |
| 2023-05-16 | Listed for sale | $799,000 |
| 2012-04-30 | Sold | $420,000 |
For Sale by Agent
View on Zillow