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416 Kentucky St SE, Albuquerque, NM, 87108

4beds
3baths
1,584sqft
$249,900
$158price/sqft
$1,704/moest. monthly cost
$68,160/yrincome needed

About This Home

Unlock your next (or first!) stream of passive income with this rock-solid residential duplex. Each unit offers a functional 2-bedroom, 1-bathroom layout, complete with private patios. This is more than just a duplex; it's a foundation for long-term equity growth

Getting Around

71
WalkingVery Walkable
42
TransitSome Transit
68
BikeBikeable

Schools

5/10
Emerson Elementary SchoolGrades PK-50.2 mi
2/10
Van Buren Middle SchoolGrades 6-80.4 mi
2/10
Highland High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1960

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,584 sqft

Property

Details

  • Parcel number: 101805650250313116
  • Zoning description: R-MH*

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Patio

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$116$1,392
Property Taxes $177$2,124
Electricity $148$1,780
Total$1,704$20,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,422/yr
40% on housing$51,120/yr
45% on housing$45,440/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 87108$164
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87108
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Listed for sale$250,000
2024-09-26Sold--
2024-08-20Pending sale$210,000
2024-07-31Listed for sale$210,000
2023-01-23Listing removed--
2023-01-10Pending sale$210,000
2022-09-22Listed for sale$210,000
2022-09-01Pending sale$210,000
2022-08-04Listed for sale$210,000
2018-04-14Listing removed$134,900
2018-04-14Listed for sale$134,900
2018-04-12Sold--
2018-03-08Pending sale$134,900
2018-02-28Price change$134,900
2018-02-07Listed for sale$141,000

For Sale by Agent

AgentBeatriz Hernandez
BrokerageBright House Real Estate LLC

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