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405 Bostonian Way, Havre De Grace, MD, 21078

4beds
5baths
3,812sqft
$475,000
$125price/sqft
$3,659/moest. monthly cost
$146,360/yrincome needed

About This Home

Please excuse any clutter, seller is in the process of moving out. Coming Soon in Bulle Rock! This Colonial-style twin home offers approximately 3,812 square feet of living space across three finished levels. The floor plan includes 4 bedrooms, 4 full bathrooms, and 1 half bathroom, including a main-level bedroom and laundry. Additional features include a finished lower level, fireplace, front-entry 2-car garage, public water and sewer, and natural gas hot water. Located in the Bulle Rock community, residents have access to community amenities, including a pool. Conveniently situated near shopping, dining, golf, major commuter routes, and other area attractions.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
6/10

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Main Level

Basement

  • Area: 1000

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 2,812

Heating & Cooling

  • Heating features: Central
  • Cooling features: Programmable Thermostat,Central Air

Interior Area

  • Total structure area: 3,812
  • Total interior livable area: 3,812 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1306065341
  • Attached to another structure: Yes
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 3,485 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$137$1,644
Property Taxes $636$7,632
Electricity $485$5,828
Total$3,659$43,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,451/yr
40% on housing$109,770/yr
45% on housing$97,573/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$125This listing

vs Other Active Listings

Avg $/sqft

ZIP 21078$176
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21078$209
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Listed for sale$475,000
2018-07-17Listing removed$2,300
2018-07-10Listing removed$340,000
2018-07-01Listed for rent$2,300
2017-11-16Listing removed$2,250
2017-11-06Price change$2,250
2017-10-25Listed for rent$2,400
2015-12-11Listing removed$2,150
2015-12-02Price change$2,150
2015-12-02Listing removed$329,900
2015-10-14Listed for rent$2,200
2015-09-17Price change$329,900
2015-07-23Listed for sale$334,900
2011-10-26Listing removed$369,000
2011-03-03Price change$369,000
2010-09-25Listed for sale$389,500
2006-09-29Sold$451,913

For Sale by Agent

AgentBRANDON BRUCE
BrokerageLong & Foster Real Estate, Inc.

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