200 Smarty Jones Ter, Havre De Grace, MD, 21078
About This Home
Live every day like you’re on vacation in the prestigious, gated community of Bulle Rock! This stunning detached colonial blends timeless elegance with modern comfort, offering a lifestyle as exceptional as its surroundings. Step inside to find gleaming hardwood floors that flow throughout the main level, a gracious formal living room with soaring cathedral ceilings, and a private main-level office—ideal for remote work or quiet reading. The gourmet kitchen is a showpiece, featuring granite countertops, premium stainless steel appliances, and a sunlit breakfast area that opens to the inviting family room, where a warm fireplace sets the perfect tone for gatherings. The main-level primary suite is a serene retreat, complete with a spa-inspired bath boasting a deep soaking tub, and a separate walk-in shower —your personal oasis after a day of leisure. A second bedroom and full bath on the main level offer comfort and convenience for guests, while the upper level provides an additional bedroom, full bath and sitting area for privacy and flexibility. The spacious lower level offers abundant storage or the potential to create your own customized living space. A 2-car garage and extended driveway provide ample parking for residents and visitors alike. At Bulle Rock, you’re not just buying a home—you’re investing in a lifestyle. The world-class clubhouse serves as the vibrant centerpiece, featuring indoor and outdoor pools, tennis courts, a fully equipped fitness center, meeting rooms, and spaces for social gatherings. Miles of scenic walking and jogging trails wind through beautifully manicured grounds, while playgrounds and lush open spaces invite relaxation and recreation. With 24/7 gated security, exceptional amenities, and a true sense of community, every day here feels like a luxury getaway.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2006
Materials
- Foundation: Other
- Construction materials: Brick,Vinyl Siding
Other
- Builder name: DR HORTON
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Loft
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Washer,Microwave,Disposal,Oven/Range - Gas,Refrigerator,Gas Water Heater
- Laundry features: Main Level
Basement
- Features: Basement - Unfinished
- Level: Lower
- Area: 2196
- Dimensions: 61 X 36
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom2
- Features: Flooring - Carpet
- Level: Main
- Area: 165
- Dimensions: 15 X 11
Bedroom3
- Features: Flooring - Carpet
- Level: Upper
- Area: 150
- Dimensions: 15 X 10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining Room
- Features: Flooring - HardWood,Chair Rail
- Level: Main
- Area: 300
- Dimensions: 15 X 20
Family Room
- Features: Fireplace - Electric,Flooring - HardWood,Recessed Lighting
- Level: Main
- Area: 240
- Dimensions: 12 X 20
Features
- Family Room Off Kitchen,Kitchen Island,Eat-in Kitchen,Primary Bath(s),Entry Level Bedroom,Floor Plan - Traditional,Breakfast Area,Chair Railings,Combination Kitchen/Dining,Dining Area,Soaking Tub,Bathroom - Stall Shower,Wainscotting,Walk-In Closet(s)
- Flooring: Carpet,Wood
- Number of fireplaces: 1
- Fireplace features: Mantel(s),Screen
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,990
Foyer
- Features: Flooring - HardWood
- Level: Main
- Area: 24
- Dimensions: 4 X 6
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 5,012
- Total interior livable area: 2,990 sqft
Kitchen
- Features: Breakfast Nook,Flooring - HardWood,Kitchen Island,Eat-in Kitchen,Kitchen - Electric Cooking
- Level: Main
- Area: 144
- Dimensions: 8 X 18
Living Room
- Features: Cathedral/Vaulted Ceiling,Flooring - HardWood
- Level: Main
- Area: 289
- Dimensions: 17 X 17
Office
- Features: Flooring - HardWood
- Level: Main
- Area: 110
- Dimensions: 11 X 10
Primary Bedroom
- Features: Attached Bathroom,Flooring - Carpet,Walk-In Closet(s),Soaking Tub,Bathroom - Tub Shower
- Level: Main
- Area: 272
- Dimensions: 16 X 17
Recreation Room
- Features: Flooring - Carpet
- Level: Upper
- Area: 200
- Dimensions: 20 X 10
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1306068812
- Zoning: R
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: Community
Lot
- Lot size: 7,080 sqft
- Features: Corner Lot,Landscaped
Parking
- Total spaces: 2
- Parking features: Garage Faces Front,Off Street,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,628 | $31,536 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $406 | $4,872 |
| Electricity | $380 | $4,571 |
| Total | $3,563 | $42,756 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Listed for sale | $519,900 |
| 2026-03-17 | Pending sale | $519,900 |
| 2026-03-17 | Pending sale | $519,900 |
| 2026-03-15 | Pending sale | $519,900 |
| 2025-09-16 | Price change | $519,900 |
| 2025-08-14 | Listed for rent | $3,600 |
| 2024-12-12 | Listing removed | $549,900 |
| 2024-10-14 | Listed for sale | $549,900 |
| 2024-10-11 | Listing removed | $559,900 |
| 2024-08-28 | Price change | $559,900 |
| 2024-07-12 | Listed for sale | $569,000 |
| 2024-06-10 | Listing removed | -- |
| 2024-06-02 | Price change | $580,000 |
| 2024-04-01 | Listed for sale | $600,000 |
| 2006-09-29 | Sold | $450,000 |
For Sale by Agent
View on Zillow