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2649 Buckingham Rd Unit 43, Ellicott City, MD, 21043

3beds
4baths
3,018sqft
$739,900
$245price/sqft
$4,933/moest. monthly cost
$197,320/yrincome needed

About This Home

Stunning end-unit villa-style townhouse offering 3 bedrooms, 3.5 bathrooms, and 3,018 finished square feet of beautifully designed living space in the sought-after 55+ community of Ellicott Hills.Thoughtfully appointed throughout, the interior features elegant window treatments, classic wainscoting, a built-in sound system, recessed lighting, bay windows, rich hardwood floors, and skylights that fill the home with natural light. The open-concept main level offers a spacious family room with a gas fireplace, built-ins, and marble mantel, formal dining room, private office with built-ins and French doors, bright sunroom, and powder room. The eat-in gourmet kitchen is designed for everyday living and entertaining, featuring a center island with wine cooler, subway tile backsplash, upgraded Quartz countertops, stainless steel appliances, and abundant wood cabinetry. The main-level owner's suite offers the ease of single-level living with a walk-in closet and private en suite bathroom, while a convenient laundry room completes the level. Upstairs, two generously sized bedrooms include an alternate primary suite with private bath, dual sinks, oversized shower, and large walk-in closet. A second full bathroom and versatile bonus loft provide space for a home office or guests.The unfinished lower level offers a spacious open layout ready to be transformed to suit your needs, from a recreation room or home gym to a hobby space or additional storage and has a rough-in to add another bath. A private deck provides the perfect spot to relax or entertain, complemented by a two-car attached garage. Ellicott Hills residents enjoy an exceptional array of amenities, including a clubhouse, fully equipped fitness center, tennis courts, and resort-style outdoor swimming pool, offering plenty of opportunities for recreation, relaxation, and an active lifestyle. Some images have been virtually enhanced. Updates include: Roof - 7 yrs; Deck- 2024, HVAC- 3 yrs, Refrigerator & Microwave 2025; Garage Door & opener - 4 yrs. Quartz Countertops & Fireplace surround, Custom Plantation Shutters on all windows, lighting throughout, & Custom Garage Floor, Custom Built-ins FR & Study, New toilets, Wainscoting & Custom woodwork in DR.

Getting Around

3
WalkingCar-Dependent
24
TransitMinimal Transit
22
BikeSomewhat Bikeable

Schools

8/10
Patapsco Middle SchoolGrades 6-80.3 mi
9/10
Mount Hebron High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2005

Materials

  • Foundation: Active Radon Mitigation
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Villa
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Ice Maker,Oven,Oven/Range - Gas,Range Hood,Refrigerator,Stainless Steel Appliance(s),Washer,Water Heater,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Level: Lower
  • Area: 1566
  • Dimensions: 54 X 29

Basement

  • Has basement: Yes
  • Basement: Full,Rough Bath Plumb,Unfinished

Bedroom3

  • Level: Upper
  • Area: 247
  • Dimensions: 19 X 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 208
  • Dimensions: 16 X 13

Family Room

  • Features: Fireplace - Gas
  • Level: Main
  • Area: 400
  • Dimensions: 20 X 20

Features

  • Bathroom - Stall Shower,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Ceiling Fan(s),Chair Railings,Crown Molding,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Formal/Separate Dining Room,Eat-in Kitchen,Kitchen - Gourmet,Kitchen Island,Kitchen - Table Space,Pantry,Primary Bath(s),Recessed Lighting,Sound System,Upgraded Countertops,Wainscotting,Walk-In Closet(s),Dry Wall,9'+ Ceilings,2 Story Ceilings,Tray Ceiling(s)
  • Door features: French Doors
  • Window features: Bay/Bow,Double Pane Windows,Screens,Skylight(s),Sliding,Window Treatments
  • Flooring: Hardwood,Carpet,Ceramic Tile,Rough-In,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Mantel(s),Marble
  • Fireplace: Yes
  • Finished area above ground: 3,018

Foyer

  • Level: Main
  • Area: 66
  • Dimensions: 6 X 11

Heating & Cooling

  • Heating features: Forced Air,Zoned,Natural Gas
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 4,360
  • Total interior livable area: 3,018 sqft

Kitchen

  • Level: Main

Loft

  • Level: Upper
  • Area: 425
  • Dimensions: 25 X 17

Office

  • Level: Main
  • Area: 80
  • Dimensions: 8 X 10

Other

  • Level: Main
  • Area: 126
  • Dimensions: 9 X 14

Primary Bathroom

  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Primary Bedroom

  • Level: Main
  • Area: 208
  • Dimensions: 13 X 16

Primary Bedroom

  • Level: Upper
  • Area: 336
  • Dimensions: 16 X 21

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1402415097
  • Zoning: POR
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Sidewalks,Street Lights

Lot

  • Features: Landscaped,Suburban

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Rear,Oversized,Concrete,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$162$1,944
Property Taxes $646$7,752
Electricity $384$4,614
Total$4,933$59,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,131/yr
40% on housing$147,990/yr
45% on housing$131,546/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$245This listing

vs Other Active Listings

Avg $/sqft

ZIP 21043$253
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21043$263
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Listed for sale$739,900
2020-10-07Sold$543,000
2005-02-02Sold$554,420

For Sale by Agent

AgentBob Lucido
BrokerageKeller Williams Lucido Agency

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