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2500 Kensington Gdns Unit 405, Ellicott City, MD, 21043

3beds
2baths
1,720sqft
$390,000
$227price/sqft
$2,674/moest. monthly cost
$106,960/yrincome needed

About This Home

Discover easy, low-maintenance living in this beautiful top-floor, three-bedroom, two-bath home located in the sought-after 55+ community of the Enclave at Ellicott Hills. Nestled in a quiet, secure elevator building, residents enjoy controlled access, a convenient mail center, a separate storage unit on the main floor, and a welcoming community gathering space. This bright and inviting unit overlooks a serene courtyard with a fountain, best enjoyed from your own private balcony. Inside, the thoughtfully designed layout offers both comfort and functionality. A separate dining room provides the perfect setting for entertaining, while the spacious kitchen features ample cabinetry and generous counter space for effortless meal preparation. Just off the kitchen, a cozy den offers a relaxing spot to unwind. The open living room is filled with natural light, creating a warm and airy atmosphere. The primary suite is a true retreat, complete with two large walk-in closets and an en-suite bath featuring a soaking tub, separate shower, and double vanity. Two additional bedrooms offer flexibility for guests, a home office, or hobbies. Additional highlights include a dedicated laundry room with washer and dryer, plus extra storage space for added convenience.

Getting Around

7
WalkingCar-Dependent
24
TransitMinimal Transit
22
BikeSomewhat Bikeable

Schools

8/10
Patapsco Middle SchoolGrades 6-80.2 mi
9/10
Mount Hebron High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Traditional
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Oven,Oven/Range - Gas,Refrigerator,Washer,Water Heater,Gas Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Soaking Tub,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Chair Railings,Dining Area,Elevator,Family Room Off Kitchen,Floor Plan - Traditional,Primary Bath(s),Recessed Lighting,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,720

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,720 sqft

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 1402419785
  • Attached to another structure: Yes
  • Zoning: POR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Exterior features: Lighting,Storage,Street Lights,Tennis Court(s),Water Fountains
  • Has view: Yes
  • View description: Courtyard

Parking

  • Parking features: Lighted,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Lightning
Strong Wind
Cold Wave
Inland Flooding

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$85$1,020
Property Taxes $336$4,032
Electricity $281$3,374
Total$2,674$32,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,680/yr
40% on housing$80,220/yr
45% on housing$71,306/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 21043$254
Howard County$241

vs Homes Sold Last Month

Median $/sqft

ZIP 21043$263
Howard County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$410,000
2016-09-19Listing removed$279,900
2016-08-24Pending sale$279,900
2016-03-30Listed for sale$279,900
2006-11-22Sold$324,965

For Sale by Agent

AgentVicki Finn
BrokerageKeller Williams Realty Centre

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