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400 Teresa Marie Ct, Bel Air, MD, 21015

4beds
4baths
4,662sqft
$839,000
$180price/sqft
$5,789/moest. monthly cost
$231,560/yrincome needed

About This Home

Nestled away in the highly desirable and serene enclave of Harford Green, this exquisite Colonial-style residence offers a harmonious blend of luxury and comfort, perfect for those seeking an elevated lifestyle. Spanning over 4,800 finished square feet, this meticulously maintained home boasts four spacious bedrooms and three and a half elegantly appointed bathrooms, ensuring ample space for relaxation and entertainment. This beautiful home is perfectly positioned at the end of a quiet cul-de-sac with a private backyard that backs to peaceful woods. Step inside to a breathtaking two-story great room featuring floor-to-ceiling stonework, a dramatic fireplace, and spectacular views that bring the outdoors in. A second fireplace in the living room adds even more warmth and charm—ideal for cozy evenings or entertaining guests, and is perfect for unwinding after a long day. The heart of the home is the gourmet kitchen, designed for both everyday living and hosting, complete with a generous center island and granite countertops. A spacious study with bay windows offers the perfect work-from-home space filled with natural light, while the main-floor powder room adds convenience for guests. Upstairs, the primary suite is a true retreat, featuring a tray ceiling, a comfortable sitting area, and a massive walk-in closet. The deluxe primary bath feels spa-inspired with a soaking tub, separate shower, and dual vanities. Three additional bedrooms share a well-appointed hall bath, providing space and comfort for everyone. The fully finished walkout level basement expands the home even further, offering a large rec room, a guest room, a full bathroom, and an impressive amount of storage. Outside, enjoy the best of indoor-outdoor living with a large deck and patio, complete with a fire pit, all surrounded by serene wooded privacy. The outdoor space is perfect for hosting gatherings or simply enjoying the serene views where the tranquility of nature surrounds you. The location is unbeatable—featuring a path directly to the Emmorton Elementary School baseball field, and just a short walk to the Abingdon Library and the Bear Trail. To top it off, this home includes an attached oversized 2 car garage equipped with an EV charging station, blending luxury with modern convenience, ensuring that your modern lifestyle is effortlessly accommodated. This residence is not just a house; it's a place where memories are made, and a lifestyle of comfort and elegance awaits. Experience the perfect blend of luxury and nature in this stunning home, where every detail has been thoughtfully curated for your enjoyment.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

9/10
8/10
Bel Air Middle SchoolGrades 6-83.0 mi
5/10
Bel Air High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2006

Materials

  • Foundation: Permanent
  • Roof: Architectural Shingle
  • Construction materials: Stucco,Stone,Vinyl Siding,Stick Built

Other

  • Builder model: The Elkins
  • Builder name: Toll Brothers

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Cooktop,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven,Washer,Water Heater,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Walk-Out Access

Bathroom1

  • Level: Upper

Bathroom1

  • Level: Lower

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,285
  • Finished area above ground: 3,377

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Central,Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Programmable Thermostat,Electric

Interior Area

  • Total structure area: 4,662
  • Total interior livable area: 4,662 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1301367420
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 0.40 Acres
  • Features: Backs to Trees,Cul-De-Sac,Front Yard,Landscaped,Rear Yard

Parking

  • Total spaces: 2
  • Parking features: Storage,Garage Faces Front,Inside Entrance,Garage Door Opener,Oversized,Asphalt,Electric Vehicle Charging Station(s),Attached,Driveway,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,242$50,904
Home Insurance *$235$2,820
Property Taxes $719$8,628
Electricity $593$7,127
Total$5,789$69,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$198,480/yr
40% on housing$173,670/yr
45% on housing$154,373/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 21015$194
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21015$223
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$899,999
2026-04-22Price change$909,000
2026-03-27Listed for sale$925,000
2026-03-21Pending sale$925,000
2026-03-13Listed for sale$925,000
2006-07-18Sold$763,073

For Sale by Agent

AgentCarl Goscinski
BrokerageAmerican Premier Realty, LLC

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