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263 Trails Way, Joppa, MD, 21085

3beds
4baths
3,176sqft
$440,000
$139price/sqft
$3,179/moest. monthly cost
$127,160/yrincome needed

About This Home

Gemcraft built, Cypress model Townhome, in the water oriented Old Trails community, offers 3,522 sq. ft of living space. Newly Finished entrance level features Den, finished rec room with Granite Kitchen island , a room & a full bath. Can be used for Guests or as in law suit. First level features Owner’s bedroom with a full bath, upgraded flooring in the spacious living room, granite countertops in kitchen, 1/2 bath & laundry room. Upper level with 2 bedrooms, the loft area, and study, and a full bath. upgraded flooring throughout the home. 2 Car Garage and 2 cars parking in drive way. The Community is age-restricted, meaning one occupant must be 55+ and other qualifying residents must be 19 or older. Enjoy the views of Gun Powder River. You are minutes from Mariner Point Park and the famous Amish market!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

7/10
4/10
Magnolia Middle SchoolGrades 6-81.0 mi
4/10
Joppatowne High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Concrete,Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 1456

Basement

  • Has basement: Yes
  • Basement: Garage Access,Front Entrance,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Features

  • Finished area below ground: 600
  • Finished area above ground: 2,576

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 4,032
  • Total interior livable area: 3,176 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1301373064
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 5,137 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$154$1,848
Property Taxes $397$4,764
Electricity $404$4,855
Total$3,179$38,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,994/yr
40% on housing$95,370/yr
45% on housing$84,773/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 21085$182
Harford County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 21085$196
Harford County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$440,000
2021-07-08Sold$302,074

For Sale by Agent

AgentAbdul Q Chaudhry
BrokerageRehman Realty

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