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102 Williams St Unit 209, Crisfield, MD, 21817

3beds
2baths
1,454sqft
$294,900
$203price/sqft
$2,488/moest. monthly cost
$99,520/yrincome needed

About This Home

Welcome to the Crab Capital of the World and This 3 bedroom 2 full bath unit that is ready for you to turn into YOUR dream home or vacation getaway! Enjoy evenings watching the sunset from the balcony or morning coffee on your screened in private balcony off the primary bedroom. Harbour Lights offer views of downtown, Annemessex River and the Tangier Sound. Enjoy fishing, crabbing and boating or relax at the private complex pool. Short drive to Janes Island State Park, Ocean City Maryland or Chincoteague Virginia. Hop on a tour boat for a day trip to Smith or Tangier Island then back home to soak in the deep tub in the master bathroom. Enjoy all the benefits of small town living in this waterman's community.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Built-Up
  • Construction materials: Stucco,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Coastal
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Washer,Water Heater,Electric Water Heater
  • Laundry features: Dryer In Unit,Washer In Unit,In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Combination Dining/Living,Entry Level Bedroom,Primary Bedroom - Bay Front,Soaking Tub,Bathroom - Tub Shower,Walk-In Closet(s)
  • Finished area below ground: 0
  • Finished area above ground: 1,454

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,454
  • Total interior livable area: 1,454 sqft

Property

Accessibility

  • Accessibility features: 2+ Access Exits,Accessible Elevator Installed

Details

  • Parcel number: 2007137869
  • Attached to another structure: Yes
  • Zoning: T-M
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Porch,Screened
  • Exterior features: Lawn Sprinkler,Balcony
  • Has view: Yes
  • View description: Bay,Water
  • Has water view: Yes
  • Water view: Bay,Water
  • On waterfront: Yes
  • Waterfront features: Bayfront,Bay
  • Waterbody name: Tangier Sound
  • Frontage length: Water Frontage Ft: 300

Lot

  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 1
  • Parking features: Covered,Paved,Off Street,Parking Lot,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Strong Wind
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$125$1,500
Property Taxes $591$7,092
Electricity $281$3,374
Total$2,488$29,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,302/yr
40% on housing$74,640/yr
45% on housing$66,346/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.7%
-3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 21817$114
Somerset County$137

vs Homes Sold Last Month

Median $/sqft

ZIP 21817
Somerset County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-27Listed for sale$299,900
2024-07-01Listing removed--
2024-05-31Listed for rent$1,900
2024-05-22Listing removed--
2024-04-10Price change$342,000
2024-03-08Listed for sale$347,000
2021-08-20Sold$200,000
2021-07-26Pending sale$199,900
2021-07-15Contingent$199,900
2021-06-03Listed for sale$199,900
2015-10-20Sold$145,000
2015-09-02Pending sale$150,000
2015-08-13Price change$150,000
2015-07-08Price change$165,000
2015-06-19Price change$175,000
2015-05-09Price change$179,000
2015-05-05Price change$189,900
2015-03-12Price change$199,900
2014-06-17Listed for sale$215,000
2010-03-23Sold$185,000
2005-07-21Sold$279,900

For Sale by Agent

AgentWendy Stever
BrokerageLong & Foster Real Estate, Inc.

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