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166 Stonecrest Cir, Keedysville, MD, 21756

5beds
4baths
3,874sqft
$694,900
$179price/sqft
$4,647/moest. monthly cost
$185,880/yrincome needed

About This Home

Welcome to 166 Stonecrest Circle in Keedysville, Maryland. An exceptional custom home offering over 5,200 square feet of finished living space in the desirable Stonecrest community. Situated in a quiet 20-home neighborhood with no HOA, this impressive property combines quality craftsmanship, energy efficiency, and thoughtfully designed indoor and outdoor living spaces. This spacious home features 4 bedrooms, 3.5 bathrooms, plus a main-level study and a lower-level study that provide excellent flexibility for additional bedrooms, home offices, hobby rooms, or other uses. The main level showcases beautiful hardwood flooring, an open floor plan, and a welcoming living room highlighted by a propane fireplace. The gourmet kitchen offers quality cabinetry, a large center island with seating, wall oven and microwave combination, cooktop, range hood, and abundant workspace for everyday living and entertaining. Upstairs, the spacious primary suite features hardwood flooring, a large walk-in closet, and a beautifully appointed bath with tile flooring. Bedrooms two, three, and four feature new carpeting, while the upper hallway continues the hardwood flooring for a seamless, upscale finish. The fully finished walkout lower level offers approximately 1,781 square feet with 9-foot ceilings, luxury vinyl plank flooring throughout, an electric fireplace, and an impressive 8-foot custom wet bar complete with two under-counter refrigerators and a dishwasher, creating exceptional additional living and recreation space. Outdoor amenities are equally impressive with a 500+ square foot Trex deck featuring PVC-sleeved posts, under-deck drainage, and ceiling fans. Below, an expansive 1,100+ square foot brick paver patio*with a built-in fire pit provides outstanding outdoor living space. Built for comfort and efficiency, the home features closed-cell foam insulation throughout the attic, exterior walls, garage ceiling, and beneath the main level, providing outstanding energy efficiency. A two-zone heat pump system with Nest Wi-Fi thermostats delivers year-round comfort. Located within the Boonsboro School District, including Sharpsburg Elementary, Boonsboro Middle, and Boonsboro High School. The property is located within the Town of Keedysville. Included with the sale: Washer and dryer, kitchen refrigerator, wall oven/microwave combination, cooktop, hood vent, two under-counter refrigerator/freezer drawers, under-counter refrigerator, basement dishwasher, four kitchen island chairs, storage shed, and all ceiling fans and lighting fixtures (excluding the lighting above the basement bar). This meticulously maintained home offers exceptional space, quality finishes, outstanding energy efficiency, and premium indoor and outdoor amenities in one of Keedysville's most desirable locations.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
8/10
Boonsboro Middle SchoolGrades 6-83.4 mi
8/10
Boonsboro High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Shake Siding,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Exhaust Fan,Ice Maker,Refrigerator,Washer,Oven,Cooktop,Extra Refrigerator/Freezer,Electric Water Heater
  • Laundry features: Has Laundry,Upper Level,Washer In Unit,Dryer In Unit,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Full,Finished,Exterior Entry,Walk-Out Access

Bathroom2

  • Level: Upper

Bathroom3

  • Level: Lower

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Lower

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Features: Fireplace - Gas
  • Level: Main

Features

  • Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Soaking Tub,Pantry,Ceiling Fan(s),Crown Molding,Dining Area,Efficiency,Open Floorplan,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Primary Bath(s),Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Bar,9'+ Ceilings,2 Story Ceilings
  • Window features: Double Hung,Double Pane Windows,Energy Efficient,Window Treatments
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane,Mantel(s),Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,874

Foyer

  • Level: Main

Game Room

  • Level: Lower

Heating & Cooling

  • Heating features: Heat Pump,Zoned,Electric
  • Cooling features: Ceiling Fan(s),Heat Pump,Multi Units,Programmable Thermostat,Zoned,Electric

Interior Area

  • Total structure area: 5,544
  • Total interior livable area: 3,874 sqft

Kitchen

  • Features: Breakfast Nook,Granite Counters,Kitchen - Country,Kitchen Island,Pantry,Eat-in Kitchen
  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Office

  • Level: Lower

Other

  • Level: Lower

Other

  • Level: Main

Primary Bathroom

  • Features: Bathroom - Walk-In Shower,Soaking Tub
  • Level: Upper

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper

Storage Room

  • Level: Lower

Study

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 2219012913
  • Zoning: U
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Terrace
  • Exterior features: Extensive Hardscape,Lighting

Lot

  • Lot size: 10,005 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Asphalt,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,513$42,156
Home Insurance *$229$2,748
Property Taxes $412$4,944
Electricity $493$5,922
Total$4,647$55,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,325/yr
40% on housing$139,410/yr
45% on housing$123,920/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 21756$251
Washington County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 21756$206
Washington County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$694,900
2026-07-11Listed for sale$694,900
2018-05-04Sold$424,736

For Sale by Agent

AgentSteve L Powell
BrokerageSamson Properties

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