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5420 Mountain Rd NE, Albuquerque, NM, 87110

3beds
2baths
1,845sqft
$349,900
$190price/sqft
$2,281/moest. monthly cost
$91,240/yrincome needed

About This Home

Discover this inviting home offering a great combination of location, updates, and potential. Situated on a desirable corner lot, this property features thoughtful improvements including fresh paint and stucco. There is a living room and an additional spacious family room, this is a warm and welcoming space with a cozy fireplace, perfect for relaxing or entertaining. With 3 bedrooms two bathrooms plus an office space there is room for everyone, two separate entrances for added flexibility. The generous backyard offers endless possibilities for outdoor enjoyment, gardening, or creating your own private oasis. Ideally located near the University of New Mexico, this home provides endless opportunity! Make it your own

Getting Around

82
WalkingVery Walkable
34
TransitSome Transit
82
BikeVery Bikeable

Schools

3/10
5/10
Hayes Middle SchoolGrades 6-81.6 mi
2/10
Highland High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1959

Materials

  • Roof: Flat
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Pueblo
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Thermal Windows
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,845
  • Total interior livable area: 1,845 sqft

Kitchen

  • Level: Main
  • Area: 165

Living Room

  • Level: Main
  • Area: 357

Primary Bedroom

  • Level: Main
  • Area: 182

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101805808213131307
  • Zoning description: R-1

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Private Yard

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Lightning
Winter Weather

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$117$1,404
Property Taxes $247$2,964
Electricity $148$1,780
Total$2,281$27,372
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,205/yr
40% on housing$68,430/yr
45% on housing$60,826/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 87110$180
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87110
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$349,900
2026-05-01Listing removed$350,000
2026-04-09Pending sale$350,000
2026-03-26Listed for sale$350,000
2026-01-09Listing removed$299,777
2025-11-14Price change$299,777
2025-09-26Listed for sale$320,000

For Sale by Agent

AgentLeland Titus
BrokerageSanta Fe Realty Unlimited

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