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3544 Saint Albans Rd, Saint Albans, MO, 63073

4beds
5baths
4,028sqft
$650,000
$161price/sqft
$4,299/moest. monthly cost
$171,960/yrincome needed

About This Home

Located on the grounds of the beautiful St. Albans Country Club, this spacious Victorian-styled 2Sty with wrap around porch will WOW you. This 4-bedroom, 4.5 bath home features light-filled rooms, hardwoods, millwork, marble flooring, formal dining room, spacious living room with wood-burning fireplace. Spacious kitchen features white cabinets, quartz counter tops, hardwood floors, large breakfast bar, stainless appliances, NEW refrigerator, attached is spacious breakfast room and light-filled sunroom. Primary bedroom suite offers a cozy retreat, walk-in closet, double vanities, soaking tub, separate shower. Three additional bedrooms, 1 with ensuite, and laundry located upstairs. Lower-level features family room, full bath, 2 bonus rooms (office, workout room, craft room) and play room. This home sits on a beautiful lot which includes invisible fencing...perfect for your furry friends! The irrigation system keeps the lawn green. Enjoy Lake St. Albans, Head's Store, the park and pavilion, it's all just steps from home. Nature's beauty is everywhere you look. 2025 New A/C, furnace, 100G water heater, refrigerator.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

8/10
Labadie Elementary SchoolGrades PK-65.7 mi
5/10
Washington Middle SchoolGrades 7-813.1 mi
7/10
Washington High SchoolGrades 9-1213.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1995

Materials

  • Construction materials: Vinyl Siding

Other

  • Builder name: Old Barn Inn, Llc

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Gas Cooktop,Dishwasher,Disposal,Dryer,Humidifier,Microwave,Refrigerator,Washer,Gas Water Heater
  • Laundry features: 2nd Floor

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sleeping Area,Storage Space,Sump Pump

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 120
  • Dimensions: 12x10

Bedroom4

  • Features: Floor Covering: Laminate
  • Level: Upper
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Floor Covering: Laminate,Wood
  • Level: Lower
  • Area: 156
  • Dimensions: 13x12

Bonus Room

  • Features: Floor Covering: Laminate
  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Family Room

  • Features: Floor Covering: Laminate,Wood
  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Features

  • Breakfast Bar,Breakfast Room,Ceiling Fan(s),Chandelier,Eat-in Kitchen,Entrance Foyer,Kitchen Island,Kitchen/Dining Room Combo,Pantry,Separate Dining,Shower,Soaking Tub,Stone Counters,Tub,Walk-In Closet(s)
  • Window features: Bay Window(s),Plantation Shutters,Window Treatments
  • Flooring: Ceramic Tile,Hardwood,Laminate,Marble
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,350
  • Finished area above ground: 2,678

Great Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 4,028
  • Total interior livable area: 4,028 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 476
  • Dimensions: 28x17

Primary Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 312
  • Dimensions: 24x13

Sunroom

  • Features: Floor Covering: Marble
  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Property

Details

  • Parcel number: 0820300004014000
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Private pool: Yes
  • Patio & porch: Patio

Lot

  • Lot size: 0.30 Acres
  • Features: Adjoins Wooded Area,Back Yard,Front Yard,Near Golf Course,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$311$3,732
Property Taxes $395$4,740
Electricity $307$3,691
Total$4,299$51,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,394/yr
40% on housing$128,970/yr
45% on housing$114,640/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 63073$393
Franklin County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 63073$227
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$659,500
2026-04-14Listed for sale$669,500
2026-04-06Pending sale$669,500
2026-04-02Listed for sale$669,500
2021-04-27Sold--
2021-04-27Pending sale$450,000
2021-04-27Listed for sale$450,000
2021-04-23Pending sale$450,000
2021-04-07Contingent$450,000
2021-04-05Listed for sale$450,000
2012-11-21Listing removed$369,000
2012-05-21Listed for sale$369,000
2012-03-04Listing removed$399,900
2011-05-05Listed for sale$399,900

For Sale by Agent

AgentJeanne M Town
BrokerageColdwell Banker Realty - Gundaker

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