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113 Monticello Dr, Washington, MO, 63090

2beds
3baths
1,854sqft
$329,900
$178price/sqft
$2,243/moest. monthly cost
$89,720/yrincome needed

About This Home

This is a two-bedroom ranch in the quiet and quaint Washington Heights neighborhood. Entering from the two car garage, you will find main-floor laundry and plenty of counter space at the breakfast bar. The kitchen also has a pantry and 1/2 bath, which open up to the dining area and spacious living room that contain beautiful hardwood flooring and a vaulted ceiling. The large Master bedroom includes a spacious walk-in closet. The adjacent Master bath has a double vanity, large tub, and separate shower. The lower level has another spacious bedroom with a full bath and plenty of living room space for entertaining or recreation. Sit outside on the large deck off the kitchen/dining area or venture downstairs to the walk-out basement and sit on the lower patio. Either way, you will enjoy the privacy of this yard that backs to woods. During the summer months, you have the option to use the subdivision's pool and bathhouse. This home is only 30 years old and there are no HOA dues!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

5/10
5/10
Washington Middle SchoolGrades 7-81.0 mi
7/10
Washington High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Shake / Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood,Linoleum / Vinyl

Interior Area

  • Total interior livable area: 1,854 sqft

Property

Details

  • Parcel number: 1072600024073000

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 0.55 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Tornado
Earthquake
Ice Storm
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$234$2,808
Property Taxes $200$2,400
Electricity $141$1,698
Total$2,243$26,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,902/yr
40% on housing$67,290/yr
45% on housing$59,813/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 63090$235
Franklin County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 63090$184
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$339,000
2026-03-08Listing removed--
2025-12-06Listed for sale$349,900

For Sale by Owner

AgentProperty Owner

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