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2160 Highway 50, Union, MO, 63084

4beds
3baths
2,278sqft
$1,100,000
$483price/sqft
$7,307/moest. monthly cost
$292,280/yrincome needed

About This Home

Perched atop a gently sloping hill with sweeping views across nearly the entire property, this 69.45 +/- acre Franklin County gem offers the perfect blend of country living and convenience — just 10 minutes from Union and less than 10 miles from Washington with easy access to Hwy 50. The 2,278 sq ft two-story home features a main floor master bedroom, hardwood floors, a gas fireplace surrounded by custom built-in bookshelves, and a kitchen with custom cabinets and new quartz countertops. Two bedrooms and a full bath upstairs, plus a walk-out basement with a kitchenette and fourth bedroom — perfect for guests. Bay windows in the living room frame the landscape beautifully, and the covered wrap-around porch offers one of the most stunning hilltop views in the area — the kind of view that makes this property truly unforgettable. The 51x29 garage with a loft, concrete floors, and electricity handles all your storage and hobby needs. The nearly 50 acres of terraced open ground was recently used for hay and CRP and could easily be turned back into a productive ranch or horse property. The remaining 20 acres of timber provides excellent habitat for deer and turkey. Whether you're searching for a forever home, a working farm, or a recreational retreat close to town, this property delivers on every front. An additional adjoining 54 acres is also for sale. Don't miss this rare opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
9/10
Union Middle SchoolGrades 6-83.0 mi
5/10
Union High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1994

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Finished area above ground: 2,278

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,278 sqft

Property

Details

  • Parcel number: 1793010000002300
  • Special condition: Standard

Features

  • Pool features: Above Ground
  • Has view: Yes
  • View description: Pasture,Trees/Woods

Lot

  • Lot size: 69.45 Acres
  • Features: Pasture,Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$903$10,836
Property Taxes $669$8,028
Electricity $173$2,087
Total$7,307$87,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$250,525/yr
40% on housing$219,210/yr
45% on housing$194,853/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$483This listing

vs Other Active Listings

Avg $/sqft

ZIP 63084$140
Franklin County$206

vs Homes Sold Last Month

Median $/sqft

ZIP 63084$168
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$1,799,000
2026-06-15Listed for sale$1,100,000
2025-11-01Listing removed$1,190,000
2025-09-04Price change$1,190,000
2025-04-14Listed for sale$1,200,000

For Sale by Agent

AgentJohnathon L Echele
BrokerageLiving The Dream Inc.

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