419 Olive St, Villa Ridge, MO, 63089
About This Home
Are you looking for a place where you can Downsize without going through the entire new construction process but would like to be able to have some play in the layout process? Well, all this building needs is a few well placed walls plus a few home additions/upgrades and you're all set. OR maybe you have other plans and would like to Roast Coffee Beans? OR Prepare Catered Meals, Food Truck Specialties, Special Order Cakes/Pastries? OR maybe your creativity needs something more along the lines of an Art Studio for say Pottery, Woodworking, Painting, Stained Glass? OR maybe you need a spot for an Office such as Tax Preparer, Real Estate, Dog Grooming? So, think about how you might use this space and then come take a good look. The main building & septic system are only about 5 years old, & sits on about .85 +/- acres with a 3 car detached garage to boot which is well insulated, heated & cooled. The possibilities here are nearly endless.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Spray Foam Insulation,Steel Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Refrigerator,Washer
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Bedrooms & Bathrooms
- Bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Flooring: Concrete
- Finished area above ground: 1,309
Great Room
- Features: Floor Covering: Concrete
- Level: Main
- Area: 893
- Dimensions: 47x19
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,309
- Total interior livable area: 1,309 sqft
Kitchen
- Features: Floor Covering: Concrete
- Level: Main
- Area: 144
- Dimensions: 16x9
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp,Accessible Central Living Area,Accessible Entrance
Details
- Parcel number: 1851501000077000
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Front Porch,Patio
Lot
- Lot size: 0.34 Acres
- Features: Level,Rectangular Lot,Some Trees
Parking
- Total spaces: 3
- Parking features: Additional Parking,Detached,Garage,Off Street
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $212 | $2,544 |
| Electricity | $141 | $1,693 |
| Total | $2,348 | $28,176 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-14 | Listed for sale | $365,000 |
View on Zillow