734 Old Cove Rd, Saint Clair, MO, 63077
About This Home
Attention Entrepreneurs/Home Buyers!!!: This property will go off of the market August 21, 2026. The seller will not renew the listing, time is running out to view this unique river property. Renovate or rebuild a home on the perfect home/business site. Business opportunities await. Possible Airbnb, camping sites, party rental/rental. Nestled on a hillside overlooking the beautiful Meramec River, this unique property in St. Clair offers incredible potential as a private residence, weekend retreat, or future bed & breakfast. The home is in need of restoration but features a one-of-a-kind setting with breathtaking river views, mature trees, natural springs, and abundant natural beauty throughout the property. A winding driveway leads down to the home and large recreation building with a spacious deck overlooking the river. The property is located on Old Cove Road with abundant road frontage and just minutes from The River Round Conservation River Access and boat ramp. This rare Meramec River retreat on 3.8 +/- acres featuring artesian well, natural spring water, elevated setting, and exceptional outdoor living space with oversized deck and screened porch. The existing rustic home, screened recreational building and beautiful river will make dreams come true! Properties with this combination of live water features, privacy, and elevated river setting rarely become available. Don't miss the boat, call today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1924
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Raised Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Oven,Gas Range,Refrigerator,Washer
- Laundry features: Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 744
Heating & Cooling
- Heating features: Propane
- Cooling features: Ceiling Fan(s),Window Unit(s)
Interior Area
- Total structure area: 744
- Total interior livable area: 744 sqft
Property
Details
- Parcel number: 2172600000003100
- Special condition: Listing As Is
Features
- Levels: One
- Patio & porch: Composite,Deck,Wrap Around
- Exterior features: No Step Entry,Water Garden
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront,River Front,Spring
Lot
- Lot size: 3.80 Acres
- Features: Adjoins Wooded Area,Irregular Lot,Many Trees,Natural Foliage,Secluded,Sloped Down,Spring on Lot,Views,Waterfront
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,329 | $15,948 |
| Home Insurance * | $256 | $3,072 |
| Property Taxes | $159 | $1,908 |
| Electricity | $141 | $1,693 |
| Total | $1,885 | $22,620 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Price change | $224,900 |
| 2026-08-07 | Price change | $249,000 |
| 2026-06-29 | Price change | $263,000 |
| 2026-05-30 | Price change | $293,000 |
| 2026-05-16 | Listed for sale | $319,000 |
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