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724 River Trails Rd, Union, MO, 63084

4beds
4baths
2,772sqft
$600,000
$216price/sqft
$4,101/moest. monthly cost
$164,040/yrincome needed

About This Home

Equestrian-ready on approximately 16.82 acres—this private ranch-style home sits at the end of the road with a gated drive and the land and amenities to support your horse or small animal lifestyle. The 70’ x 40’ pole barn features four 10’ x 10’ stalls, and the property includes an outdoor round pen plus established trails for riding. Inside, you’ll find 4 bedrooms, 3.5 bathrooms, a spacious entry foyer, and a Great Room with a floor-to-ceiling masonry gas fireplace, vaulted ceiling, and French doors to the back patio. The open country kitchen offers newer appliances and a dining area, with main-floor laundry just off the kitchen and a convenient half bath. The primary suite includes a large walk-in closet, and the walk-out lower level is partially finished with a family room, bedroom, full bath, bonus office/den space, and a large storage/workshop area. Lots of outdoor workshop and storage space with frame constructed outbuilding, RV hook-up, a detached 40’ x 30’ fully insulated 2+ car garage with workshop, plus a 40’ x 13’ lean-to and fenced area. Finally, an attached 29’ x 23’ insulated, drywalled, and painted 2-car garage with insulated overhead doors, two openers, and a service door. NOTE: This is relocation owned and they will only take a contingency for closing of home. They will not take a contingency for sale and closing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
9/10
Union Middle SchoolGrades 6-86.2 mi
5/10
Union High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Free-Standing Electric Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Sleeping Area,Walk-Out Access

Bedroom2

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Features: Floor Covering: Laminate
  • Level: Lower
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Family Room

  • Features: Floor Covering: Laminate
  • Level: Lower
  • Area: 399
  • Dimensions: 21x19

Features

  • Ceiling Fan(s),Country Kitchen,Custom Cabinetry,Eat-in Kitchen,Entrance Foyer,Kitchen/Dining Room Combo,Open Floorplan,Solid Surface Countertop(s),Vaulted Ceiling(s),Walk-In Closet(s),Workshop/Hobby Area
  • Door features: French Doors,Panel Door(s)
  • Window features: Double Pane Windows,Tilt-In Windows
  • Flooring: Ceramic Tile,Hardwood,Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes
  • Finished area below ground: 1,100
  • Finished area above ground: 1,672

Great Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 272
  • Dimensions: 17x16

Heating & Cooling

  • Heating features: Electric,Forced Air,Wood
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,772
  • Total interior livable area: 2,772 sqft

Kitchen

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Primary Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 2241920003001000
  • Special condition: Standard
  • Horse amenities: Horse Barn(s),Outdoor Riding Ring

Features

  • Levels: One
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Private Yard,RV Hookup
  • Fencing: Cross Fenced,Fenced,Front Yard,Gate,Wood
  • Horses can be raised: Yes

Lot

  • Lot size: 16.82 Acres
  • Features: Adjoins Open Ground,Adjoins Wooded Area,Back Yard,Front Yard,Suitable for Horses,Wooded
  • Lot size dimensions: 16.82 acres m/l

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Attached,Covered,Detached,Driveway,Garage,Garage Door Opener,Garage Faces Side,Gravel,Oversized,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Strong Wind
Tornado
Earthquake
Ice Storm
Landslide
Lightning

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$492$5,904
Property Taxes $365$4,380
Electricity $211$2,540
Total$4,101$49,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,605/yr
40% on housing$123,030/yr
45% on housing$109,360/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 63084$148
Franklin County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 63084$168
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$650,000
2017-12-21Sold--
2017-11-18Pending sale$440,000
2017-11-10Listed for sale$440,000
2011-04-05Listing removed$350,000
2011-01-29Listed for sale$350,000
2010-10-04Listing removed$369,900
2009-09-27Listed for sale$369,900

For Sale by Agent

AgentKimberly A North
BrokerageBerkshire Hathaway HomeServices Select Properties

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