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8876 Indian Bend Rd, Rosebud, MO, 63091

2beds
3baths
2,272sqft
$440,000
$194price/sqft
$3,015/moest. monthly cost
$120,600/yrincome needed

About This Home

Country Living at Its Finest on 18 Beautiful Acres! Welcome to this beautifully renovated farmhouse and private country estate, offering the perfect blend of modern updates and peaceful rural living on expansive acreage. Renovated in 2021, this charming home features 2 bedrooms, 2.5 bathrooms, plus a finished basement with an additional room currently used as another bedroom, providing extra flexibility for guests, a home office, or multi-generational living. Inside, you’ll love the thoughtfully updated kitchen complete with quartz countertops, a large farmhouse sink, black stainless steel appliances, and updated finishes throughout. The home also features all new black Andersen windows, bringing in abundant natural light while enhancing efficiency and curb appeal. Enjoy cozy evenings by the new fireplace insert in the finished basement, which also includes a large storage room for added convenience. Practicality meets comfort with two laundry rooms, including one conveniently located on the main level. Looking for room to grow? The unfinished attic with stair access offers incredible potential to create an additional bedroom, kids’ playroom, office, or bonus living space. Outside, the property truly shines. Situated on 18 scenic acres, this exceptional rural property offers the ideal setup for hobby farming, equestrian living, or anyone seeking acreage with privacy and open space. You’ll find a large carport, barn, and beautiful pastureland ideal for horses or cattle, while the expansive front and backyard provide stunning countryside views and endless possibilities for entertaining, gardening, recreation, or simply enjoying the peaceful country setting. If you’ve been searching for a renovated farmhouse with land, a private rural retreat, or a move-in-ready country home offering space, privacy, and modern updates with room to make it your own, this one is a must-see!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Gerald Elementary SchoolGrades PK-53.1 mi
5/10
Owensville Middle SchoolGrades 6-85.3 mi
5/10
Owensville High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 1976

Materials

  • Roof: Shake / Shingle
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch, 1 STORY

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Open Floorplan,Built-In Bookcases,Bonus Room,Family Room
  • Door features: 6 Panel Door(s)
  • Window features: Storm Window(s)
  • Flooring: Other,Concrete,Linoleum / Vinyl
  • Fireplace features: Wood Burning,Family Room,Basement,Circulating Blower
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric,Wood / Pellet
  • Cooling features: Refrigerator,Central

Interior Area

  • Total interior livable area: 2,272 sqft

Property

Details

  • Parcel number: 2662300000009000
  • Special condition: Sale

Features

  • Exterior features: Other,Brick
  • Waterfront features: Creek,Pond/Lake

Lot

  • Lot size: 18 Acres
  • Features: Creek,Suitable for Horses,Pond/Lake,Level Lot,Backs to Trees/Woods,Partial Fencing,Woven Wire Fence

Parking

  • Total spaces: 1
  • Parking features: Carport

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$351$4,212
Property Taxes $267$3,204
Electricity $173$2,081
Total$3,015$36,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,371/yr
40% on housing$90,450/yr
45% on housing$80,400/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 63091$54
Franklin County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 63091
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-11Listed for sale$440,000
2020-04-24Listing removed$185,000
2020-04-09Pending sale$185,000
2020-02-24Price change$185,000
2019-09-25Listed for sale$189,000
2000-04-21Sold--

For Sale by Owner

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