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1560 Hinson Ln, Saint Clair, MO, 63077

3beds
2baths
3,600sqft
$989,000
$275price/sqft
$6,838/moest. monthly cost
$273,520/yrincome needed

About This Home

Discover the perfect blend of privacy, functionality, and natural beauty on this stunning 42-acre property. Featuring lush, green pastureland complemented by just the right amount of wooded acreage, this land is ideal for livestock, recreation, or simply enjoying the outdoors. Deer and turkey are abundant, offering excellent wildlife viewing or hunting opportunities. The property includes two well-maintained homes. The first is a spacious ranch-style home with a full basement and attached two-car garage. Built with 2x6 walls and excellent insulation, it offers impressive energy efficiency and low utility costs. The second home is a charming farmhouse that has been completely renovated, combining modern updates with classic character. Each home also features its own detached two-car garage, providing ample storage and workspace. Designed with livestock in mind, the pasture is fully equipped for cattle or horses, complete with a barn, corrals, and a cattle working chute. Tucked away at the end of a secluded private road, this property offers peace and privacy while still being conveniently located—just 1.5 miles from town and only 2 miles from Interstate 44.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

2/10
6/10
3/10
St. Clair High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Farm

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area above ground: 3,600

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,600 sqft

Property

Details

  • Parcel number: 2910104003013000
  • Special condition: Standard

Features

  • Has view: Yes
  • View description: Pasture

Lot

  • Lot size: 42 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance *$963$11,556
Property Taxes $601$7,212
Electricity $274$3,298
Total$6,838$82,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$234,445/yr
40% on housing$205,140/yr
45% on housing$182,346/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$275This listing

vs Other Active Listings

Avg $/sqft

ZIP 63077$197
Franklin County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 63077$174
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$989,000

For Sale by Agent

AgentJerry Hunter
BrokerageLiving The Dream Inc.

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