415 Lilac Ln, Saint Clair, MO, 63077
About This Home
Lake living meets thoughtful updates in this inviting home located on over half an acre double lot! Nestled in the sought-after Lake St. Clair community, enjoy an open and spacious floor plan featuring vaulted ceilings, a generous living room, and an open kitchen and dining area designed for everyday living and entertaining. Step onto the upper-level balcony to relax with your morning coffee while taking in the peaceful surroundings. Step outside to your own private backyard retreat featuring an above-ground pool, perfect for cooling off on warm summer days, entertaining friends and family, or simply relaxing in the privacy of your outdoor space. Major improvements completed in 2025 and 2026 provide added value and peace of mind, including all new electrical switches, outlets, and faceplates throughout the entire home, new flooring in the lower level, UV window film installed on the large upstairs windows for improved energy efficiency and comfort, and an HVAC system professionally cleaned and serviced in April 2026. Need space for hobbies, storage, or your next project? You'll love the impressive new 20x30 detached shop complete with electricity perfect for a workshop, recreational vehicles, boats, or extra storage. Located in the desirable Lake St. Clair community, you'll enjoy access to the lake and all the recreational opportunities it offers while coming home to a property that's been meticulously maintained and thoughtfully updated. From the private pool to the oversized Workshop and recent upgrades, this property offers the perfect blend of comfort, functionality, and lake lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1989
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dryer,Exhaust Fan,Microwave,Electric Oven,Electric Range,Washer,Water Softener
- Laundry features: In Bathroom,Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Custom Cabinetry,Dining/Living Room Combo,Open Floorplan,Storage,Vaulted Ceiling(s),Workshop/Hobby Area
- Door features: Panel Door(s)
- Window features: Window Treatments
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area above ground: 1,486
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,486
- Total interior livable area: 1,486 sqft
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp,Accessible Entrance
Details
- Parcel number: 2910202001183000 and 2910202001184000
- Special condition: Standard
Features
- Levels: Two
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Covered,Deck
- Exterior features: Balcony,Private Yard
- Waterfront features: Lake,Lake Privileges
Lot
- Lot size: 0.52 Acres
- Features: Back Yard,Corner Lot
Parking
- Total spaces: 4
- Parking features: Circular Driveway,Detached,Driveway,Garage,Oversized,Paved,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Strong Wind
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,562 | $18,744 |
| Home Insurance * | $300 | $3,600 |
| Property Taxes | $187 | $2,244 |
| Electricity | $141 | $1,693 |
| Total | $2,190 | $26,280 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-08 | Price change | $304,999 |
| 2026-07-24 | Price change | $309,000 |
| 2026-07-09 | Price change | $319,000 |
| 2024-08-16 | Pending sale | $215,000 |
| 2024-08-14 | Sold | -- |
| 2024-07-25 | Contingent | $215,000 |
| 2024-06-30 | Listed for sale | $215,000 |
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