2099 Thunderbluff Rd, Saint Clair, MO, 63077
About This Home
2 homes for the price of one and UNDER APPRAISED VALUE!!! POTENTIAL FOR INCOME PRODUCING PROPERTY!!! This one of a kind farm features a spacious 6-bedroom, 4 full bathroom home, plus an additional home on the property featuring 3 bedrooms and 2 bathrooms. Inside the larger home, you’ll find generous living spaces and a private indoor swim spa, perfect for year-round enjoyment. Step outside to take in the scenic surroundings from the covered front porch or unwind on the back deck overlooking the beautiful Meramec River. The land is ideal for farming, livestock, recreation, or simply enjoying wide-open space. Multiple outbuildings include a large barn, additional storage building, and an detached 2-car garage, providing ample room for equipment, hobbies, and vehicles. Whether you’re looking for a working farm, homestead, or peaceful country getaway, this remarkable property offers endless possibilities with unmatched natural beauty.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1967
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Farm
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Dryer,Microwave,Oven,Range,Washer,Water Heater
Basement
- Has basement: Yes
- Basement: Partially Finished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Bookcases,Built-in Features,Ceiling Fan(s),Country Kitchen,Double Vanity,Eat-in Kitchen,Kitchen/Dining Room Combo,Pantry,Special Millwork,Storage,Tub,Walk-In Closet(s),Workshop/Hobby Area
- Door features: Pocket Door(s),Sliding Doors
- Window features: Insulated Windows
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 5,001
- Total interior livable area: 5,001 sqft
Property
Accessibility
- Accessibility features: Accessible Full Bath,Accessible Stairway,Stair Lift,Therapeutic Whirlpool
Details
- Parcel number: 3021000000039000
- Special condition: Listing As Is
Features
- Levels: Three Or More
- Private pool: Yes
- Pool features: Indoor
- Patio & porch: Covered,Deck,Enclosed,Patio,Porch,Rear Porch,Screened
- Exterior features: Awning(s),Balcony,Garden,Storage
- Has view: Yes
- View description: Rural,Trees/Woods,Water
- Water view: Water
- On waterfront: Yes
- Waterfront features: River Front
Lot
- Lot size: 37.32 Acres
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
- Earthquake
- Hail
- Ice Storm
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,349 | $40,188 |
| Home Insurance * | $645 | $7,740 |
| Property Taxes | $403 | $4,836 |
| Electricity | $381 | $4,582 |
| Total | $4,778 | $57,336 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-06 | Listed for sale | $662,500 |
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