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622 Elk Run, Saint Clair, MO, 63077

4beds
3baths
1,955sqft
$624,900
$320price/sqft
$4,296/moest. monthly cost
$171,840/yrincome needed

About This Home

A perfect retreat just outside St. Clair, Missouri, this full brick home offers just under 2,000 square feet on the main level and a fully finished basement. Tucked down Highway K on a private drive, inside Elk Run Estates, with peace and privacy. Enjoy the best of both worlds, quiet country living just minutes from town and only a short distance to the Meramec River. Outside, the property truly shines with a 40x60 shop perfect for hobbies, storage, or a business setup, plus a pool for relaxing and entertaining during the warmer months. With mature surroundings, room to spread out, and a convenient 5-minute drive to town, this property checks all the boxes for space, privacy, and location.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10
6/10
3/10
St. Clair High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area above ground: 1,955

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total interior livable area: 1,955 sqft

Property

Details

  • Parcel number: 3030810003006700
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: In Ground

Lot

  • Lot size: 5.19 Acres
  • Features: Adjoins Wooded Area,Back Yard,Cul-De-Sac,Gentle Sloping,Landscaped

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 6
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,159$37,908
Home Insurance *$608$7,296
Property Taxes $380$4,560
Electricity $149$1,791
Total$4,296$51,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,291/yr
40% on housing$128,880/yr
45% on housing$114,560/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 63077$194
Franklin County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 63077$174
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Price change$659,000
2026-03-19Price change$669,000
2026-03-04Price change$674,900
2026-02-09Listed for sale$679,999
2025-12-01Listing removed$684,900
2025-10-07Price change$684,900
2025-09-09Price change$694,900
2025-09-02Price change$724,900
2025-08-07Price change$735,000
2025-07-01Price change$745,000
2025-06-03Listed for sale$749,000
1997-09-12Sold--

For Sale by Agent

AgentNick W Parks
BrokerageLiving The Dream Inc.

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