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432 East St, Sullivan, MO, 63080

3beds
2baths
1,288sqft
$225,000
$175price/sqft
$1,654/moest. monthly cost
$66,160/yrincome needed

About This Home

MOVE-IN READY RANCH HOME IN SULLIVAN! Welcome home to this beautifully maintained 3-bedroom, 2-bath ranch offering 1,288 sq. ft. m/l of comfortable living space in a desirable location close to the Sullivan Golf Course and all the conveniences the city of Sullivan has to offer. This inviting home features a spacious floor plan, a 1-car attached garage, and a full basement ready for storage, a workshop, or future finishing to add even more living space. Situated on a large lot, there's plenty of room to enjoy outdoor entertaining, gardening, or recreation. Major updates provide peace of mind, including newer heating and cooling systems and a roof that's only 5 years old. With its move-in ready condition, all that's left to do is unpack and make it your own. Whether you're a first-time homebuyer, looking to downsize, or searching for a great family home, this property checks all the boxes with its quality, location, and value. Don't miss this opportunity—schedule your private showing today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
7/10
Sullivan Middle SchoolGrades 6-82.3 mi
6/10
Sullivan Sr. High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1960

Materials

  • Construction materials: See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,288

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,288
  • Total interior livable area: 1,288 sqft

Property

Details

  • Parcel number: 3520904004291000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 0.34 Acres
  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Heat Wave
Strong Wind
Tornado
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$240$2,880
Property Taxes $136$1,632
Electricity $141$1,693
Total$1,654$19,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,708/yr
40% on housing$49,620/yr
45% on housing$44,106/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 63080$169
Franklin County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 63080$138
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$210,000
2026-08-02Listed for sale$225,000
2019-09-06Sold--
2019-06-24Pending sale$115,000
2019-06-17Price change$115,000
2019-05-30Price change$119,000
2019-04-18Price change$119,995
2019-03-15Listed for sale$125,000
2005-09-01Sold--

For Sale by Agent

AgentChase A Zancauske
BrokerageCathlee's Real Estate

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