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541 Rock Creek Dr, Washington, MO, 63090

4beds
4baths
2,108sqft
$419,999
$199price/sqft
$2,836/moest. monthly cost
$113,440/yrincome needed

About This Home

Stunning Remodeled Home on 1.66 Acres with Modern Upgrades & Solar Panels UPDATE: BRAND NEW DRIVE WAY! Welcome to this beautifully remodeled home nestled on 1.66 acres of peaceful, private land! This spacious 4-bedroom, 3.5-bathroom property combines classic charm with modern upgrades, offering the perfect blend of comfort and style. Whether you're relaxing on the expansive wrap-around porch or enjoying the fully finished basement, you'll find every detail thoughtfully designed. Key Features: 4 Bedrooms / 3.5 Bathrooms: Generously sized rooms, including a luxurious master suite with an en-suite bath, offer ample space for rest and relaxation. Brand New Kitchen: A chef’s dream with brand-new appliances, sleek granite countertops, a large island, and plenty of storage. Perfect for preparing meals and entertaining. Open Living Spaces: Spacious and bright, with new LVP flooring throughout, providing a modern and durable touch to every room. Finished Basement: Ideal for a home theater, game room, or additional living space, offering endless possibilities. Energy-Efficient: Solar panels ensure lower energy costs and a more sustainable living environment. Wrap-Around Porch: A charming feature perfect for enjoying your morning coffee or unwinding in the evening with scenic views of your expansive property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

8/10
5/10
Washington Middle SchoolGrades 7-85.0 mi
7/10
Washington High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area above ground: 2,108

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 2,108
  • Total interior livable area: 2,108 sqft

Property

Details

  • Parcel number: 1751600014045250
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 1.66 Acres
  • Features: Back Yard,Many Trees

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$298$3,576
Property Taxes $255$3,060
Electricity $160$1,931
Total$2,836$34,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,234/yr
40% on housing$85,080/yr
45% on housing$75,626/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 63090$235
Franklin County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 63090$184
Franklin County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$419,999
2025-09-22Listed for sale$424,999
2019-06-12Sold--
2019-02-27Listing removed$199,472
2019-02-11Price change$199,472
2019-02-05Listed for sale--

For Sale by Agent

AgentCody M Mullins
BrokerageUnited Real Estate Kansas City

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