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441 Caroline Ln, Millville, NJ, 08332

4beds
3baths
2,866sqft
$499,900
$174price/sqft
$4,005/moest. monthly cost
$160,200/yrincome needed

About This Home

Step into a stunning two-story foyer, where a double-door office sits to the right and a formal living room to the left, seamlessly connecting to a spacious dining room—perfect for entertaining. The large eat-in kitchen features stainless steel appliances, a center island, and opens to a bright and airy family room with a cathedral ceiling, half-moon windows, and a cozy fireplace. The main level also includes a convenient laundry room with a sink and storage cabinets, along with a half bath. Upstairs, the second floor overlooks the foyer and leads to a double-door primary suite complete with a generous sitting area, walk-in closet, and a full bath featuring a double vanity, standalone shower, and soaking tub. Three additional well-sized bedrooms and another full bath complete this level. The basement offers endless possibilities and is currently set up with a movie theater, a bedroom, and ample storage space. This home has been lovingly maintained by its current owners and is filled with potential for its next chapter.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
Lakeside Middle SchoolGrades 6-82.1 mi
3/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Gas,Microwave,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Upper
  • Area: 0
  • Dimensions: 0 X 0

Bedroom2

  • Level: Upper
  • Area: 0
  • Dimensions: 0 X 0

Bedroom3

  • Level: Upper
  • Area: 0
  • Dimensions: 0 X 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Family Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Features

  • Eat-in Kitchen
  • Finished area below ground: 0
  • Finished area above ground: 2,866

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: None,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 2,866
  • Total interior livable area: 2,866 sqft

Kitchen

  • Features: Kitchen - Gas Cooking
  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Living Room

  • Level: Main
  • Area: 0
  • Dimensions: 0 X 0

Other

  • Level: Upper

Primary Bathroom

  • Level: Upper

Primary Bedroom

  • Level: Upper
  • Area: 0
  • Dimensions: 0 X 0

Primary Bedroom

  • Level: Unspecified

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 100040200043 01
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Washer,Dryer,Refrigerator

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 0.47 Acres
  • Lot size dimensions: 174.00 x 117.00

Parking

  • Total spaces: 8
  • Parking features: Garage Faces Side,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$322$3,864
Property Taxes $841$10,092
Electricity $315$3,791
Total$4,005$48,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,314/yr
40% on housing$120,150/yr
45% on housing$106,800/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 08332$130
Cumberland County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 08332$198
Cumberland County$196

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$520,000
2019-02-04Sold$234,000
2018-11-19Price change$229,900
2018-10-09Price change$239,500
2018-09-06Price change$246,900
2018-08-02Listed for sale$254,500
2005-12-08Sold$325,830

For Sale by Agent

AgentShenna Hines
BrokerageRedfin

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