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407 Sagamore Dr, Louisburg, NC, 27549

2beds
2baths
1,440sqft
$549,000
$381price/sqft
$3,475/moest. monthly cost
$139,000/yrincome needed

About This Home

Escape to the peaceful beauty of lakefront living at Lake Royale. This charming lakefront log home combines rustic character with thoughtful updates throughout. The home features 2 bedrooms and 2 full bathrooms including a spacious primary suite with views of the lake. The heart of the home is the inviting living room with soaring ceilings, a gas fireplace, and warm hardwood floors that perfectly compliment the home's charm. Step out back to your private screened porch that overlooks the water and enjoy your morning coffee or gathering with family and friends. Surrounded by nature and overlooking the sparkling water, this property offers the perfect blend of rustic charm and modern comfort. Step out onto the screened porch, where breathtaking, expansive lake views provide the ideal backdrop for coffee, quiet reflection, or evening gatherings with family and friends. Outside you are just steps away down the concrete path to your 276 feet of water frontage. Here you will find a private boathouse which includes a boat lift and a separate dock. From here you can enjoy all the lake has to offer. Spend your days fishing, cruising, or enjoying lake adventures. The oversized detached 3-car garage offers abundant room for vehicles, boats, outdoor equipment and storage. Whether you are seeking a full-time residence or vacation home, this exceptional lakefront retreat is waiting for you. Lake Royale offers resort-style amenities, including a private police force and full-time maintenance department for the roads and common areas. Residents enjoy access to the 345-acre lake for boating and fishing, tennis court, golf course, swimming pool, beaches, playgrounds, basketball, pickle ball, a clubhouse, and more. Come enjoy lake life, relaxation, and endless recreation in this wonderful, gated community. Come see it today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
Edward Best ElementaryGrades PK-58.7 mi
3/10
Bunn MiddleGrades 6-83.5 mi
4/10
Bunn HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log Home
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free-Standing Refrigerator,Gas Oven,Gas Range,Gas Water Heater,Microwave,Tankless Water Heater,Washer
  • Laundry features: In Hall,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bathtub/Shower Combination,Beamed Ceilings,Ceiling Fan(s),Kitchen Island,Kitchen/Dining Room Combination,Quartz Counters,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Propane
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,440

Heating & Cooling

  • Heating features: Central,None
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Property

Details

  • Parcel number: 020561
  • Zoning: FCO R-30
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck,Rear Porch,Side Porch
  • Exterior features: Dock
  • Fencing: Split Rail, Wood
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front,Navigable Water,Seawall,Waterfront
  • Waterbody name: Lake Royale

Lot

  • Lot size: 0.61 Acres
  • Features: Back Yard,Few Trees,Front Yard,Sloped

Parking

  • Total spaces: 6
  • Parking features: Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Tornado

FEMA Declared Disasters in Franklin County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$242$2,904
Property Taxes $257$3,084
Electricity $200$2,405
Total$3,475$41,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,142/yr
40% on housing$104,250/yr
45% on housing$92,666/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 27549$156
Franklin County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27549$195
Franklin County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$549,000
2026-07-30Price change$549,000
2026-06-05Listed for sale$569,000
2014-10-14Sold$190,000
2014-07-31Price change$199,000
2014-05-03Price change$224,000
2014-04-02Price change$229,000
2013-12-24Price change$249,000
2013-06-14Listed for sale$251,500
2005-02-23Sold$180,000

For Sale by Agent

AgentChristopher Edward Mink
BrokerageHoward Hanna Allen Tate LAKE ROYALE

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