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9120 Surrey Gate Pl, Centerville, OH, 45458

5beds
4baths
4,182sqft
$579,500
$139price/sqft
$4,406/moest. monthly cost
$176,240/yrincome needed

About This Home

This beautiful 5-bdrm home sets on a prime cul-de-sac location in sought after Wash.Twp. Lots of of windows allow sunshine to bathe this 4182 sf brick 2-story in warm sunlight. Desirable open floorplan has soaring ceilings w/ new premium vinyl flooring on the first floor, with an open kitchen to the breakfast and living room. Granite countertops & lovely tile backsplash adorn the spacious kitchen which also features a stainless gas stove w/ high-powered vent hood, large island & pantry. Sunny morning room has a tile floor and windows galore. It gives access to large deck which overlooks the backyard. Entire main level has just been freshly painted in a lovely neutral grey tone. Upstairs the huge Master Bedroom contains a sitting area, 2 walk-in closets, and tray ceiling. Master Bath has dual sinks & jetted tub. All bedrooms are generously sized. Guest bath has dual sinks. Enormous finished basement contains a 5th Bedroom with egress window, Full bath, Rec room (plumbed for wet bar) & Great room (wired for theatre). full interior paint 2026, Roof in '11. Exterior painted '15.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
8/10
Magsig Middle SchoolGrades 6-81.3 mi
8/10
Centerville High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 11 x 11

Bedroom

  • Level: Second
  • Dimensions: 12 x 10

Bedroom

  • Level: Basement
  • Dimensions: 17 x 10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room Nook

  • Level: Main
  • Dimensions: 16 x 10

Dining Room

  • Level: Main
  • Dimensions: 13 x 12

Entry Foyer

  • Level: Main
  • Dimensions: 14 x 7

Family Room

  • Level: Main
  • Dimensions: 19 x 17

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,High Speed Internet,Kitchen Island,Kitchen/Family Room Combo,Pantry,Remodeled,Walk-In Closet(s)
  • Window features: Double Hung

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,182
  • Total interior livable area: 4,182 sqft

Kitchen

  • Level: Main
  • Dimensions: 16 x 13

Living Room

  • Level: Main
  • Dimensions: 13 x 12

Master Bedroom

  • Level: Second
  • Dimensions: 21 x 13

Other

  • Level: Basement
  • Dimensions: 15 x 19

Other

  • Level: Basement
  • Dimensions: 18 x 15

Recreation

  • Level: Basement
  • Dimensions: 20 x 16

Utility Room

  • Level: Main
  • Dimensions: 6 x 6

Property

Details

  • Parcel number: O67200230008
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 0.31 Acres
  • Lot size dimensions: 13504

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,930$35,160
Home Insurance *$193$2,316
Property Taxes $835$10,020
Electricity $448$5,382
Total$4,406$52,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,062/yr
40% on housing$132,180/yr
45% on housing$117,493/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 45458$187
Montgomery County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 45458$163
Montgomery County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$574,500
2026-07-15Price change$579,500
2026-06-25Listed for sale$585,000
2018-01-24Sold$303,000
2017-08-07Price change$320,000
2017-06-23Price change$330,000
2017-05-24Price change$345,000
2017-03-30Price change$350,000
2017-03-17Listed for sale$365,000
2015-07-02Sold$303,000
2015-06-06Pending sale$309,900
2015-05-28Price change$309,900
2015-04-08Price change$315,000
2015-04-01Price change$325,000
2015-03-26Listed for sale$333,000
2015-03-22Pending sale$333,000
2015-01-10Price change$333,000
2014-12-31Price change$340,000
2014-10-10Listed for sale$344,000
2003-10-20Sold$278,700
2003-07-29Sold$54,600

For Sale by Agent

AgentKenneth Nelson
BrokerageInternetAgents.us

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