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636 San Pablo St SE, Albuquerque, NM, 87108

4beds
2baths
1,242sqft
$245,499
$198price/sqft
$1,678/moest. monthly cost
$67,120/yrincome needed

About This Home

Excellent investment opportunity or ideal owner-occupant duplex! This well-maintained property features two 1-bedroom, 1-bath units, with one unit currently occupied and the other recently refreshed and move-in ready. The vacant unit offers new interior paint, 4-inch baseboards, a new bathroom vanity, new closet and bathroom doors, and rekeyable locks for easy tenant turnover. Additional updates include a newer roof, tile flooring, updated electrical and plumbing, new ranges, MasterCool air conditioners, wall heater, water heater, and a new 6-foot privacy fence. Ample off-street parking, a spacious backyard, and shared on-site laundry add to the appeal. A great opportunity to invest or live in one unit while generating rental income from the other!

Getting Around

51
WalkingSomewhat Walkable
38
TransitSome Transit
59
BikeBikeable

Schools

5/10
Wherry Elementary SchoolGrades PK-50.7 mi
2/10
Van Buren Middle SchoolGrades 6-80.2 mi
2/10
Highland High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1957

Materials

  • Roof: Composition,Pitched
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Electric Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary
  • Window features: Vinyl
  • Flooring: Tile

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 1,242
  • Total interior livable area: 1,242 sqft

Kitchen

  • Level: Main
  • Area: 93.15

Living Room

  • Level: Main
  • Area: 167.58

Primary Bedroom

  • Level: Main
  • Area: 120.96

Property

Details

  • Parcel number: 101905616834620622
  • Attached to another structure: Yes
  • Zoning description: R-T*

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard
  • Fencing: Wall

Lot

  • Lot size: 6,969 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Earthquake
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,241$14,892
Home Insurance *$116$1,392
Property Taxes $173$2,076
Electricity $148$1,780
Total$1,678$20,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,531/yr
40% on housing$50,340/yr
45% on housing$44,746/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 87108$164
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87108
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Price change$245,499
2026-07-09Listed for sale$250,000
2025-03-03Sold--
2025-01-21Pending sale$220,000
2025-01-20Listed for sale$220,000
2023-06-09Sold--
2023-04-08Pending sale$180,000
2023-04-03Listed for sale$180,000
2018-08-07Sold--
2018-07-09Pending sale$75,000
2018-06-29Listed for sale$75,000

For Sale by Agent

AgentMedina Real Estate Inc
BrokerageKeller Williams Realty

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