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20 Persimmon Wood Ct, Irmo, SC, 29063

5beds
3baths
3,076sqft
$349,900
$114price/sqft
$2,413/moest. monthly cost
$96,520/yrincome needed

About This Home

MOTIVATED SELLERS! Welcome to your dream home! This spacious 5-bedroom (5th bedroom is large bonus room upstairs), 2.5-bathroom residence boasts 3,076 sq ft of comfortable living space, perfect for families of all sizes. NEW downstairs HVAC unit installed February 2026 and all NEW Kitchen appliances installed March 2026! Upon entering, you are greeted by a grand two-story foyer that sets the tone for the elegance found throughout the home. The heart of this home is its completely updated kitchen with stainless steel stove, microwave, dishwasher, refrigerator and featuring new sleek countertops and an eat-in kitchen area that flows seamlessly into the formal dining room. The main level boasts stylish new luxury vinyl plank (LVP) flooring and carpeting, paired with fresh paint that enhances the bright and airy atmosphere. Enjoy the convenience of having an upstairs laundry area and a generous walk-in attic space that presents an excellent opportunity to create a flexible room, whether it be a playroom, home gym, or huge closet for 5th bedroom. Both full bathrooms feature double split sinks/vanities, catering perfectly to the needs of busy households. For cozy evenings, the family room is enhanced by a charming wood-burning fireplace, making it an inviting space to unwind. The den and office provide additional spaces for productivity and relaxation. Located in the desirable Ridgecreek neighborhood, this home is situated near a tranquil pond and is served by highly regarded Dutch Fork schools, which are not affected by district re-zoning. With low homeowner turnover in this community, you'll find the perfect blend of stability and neighborly spirit. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
7/10
Dutch Fork Middle SchoolGrades 7-80.4 mi
7/10
Dutch Fork High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Water Heater

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom3

  • Features: Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom4

  • Features: Ceiling Fan(s),Closet-Private
  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Molding
  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Luxury Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Attic Access

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,076
  • Total interior livable area: 3,076 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry,Counter Tops-Formica,Cabinets-Painted,Ceiling Fan(s)
  • Level: Main

Living Room

  • Features: French Doors

Master Bedroom

  • Features: Double Vanity,Tub-Garden,Bath-Private,Walk-In Closet(s),Separate Water Closet
  • Level: Second

Property

Details

  • Parcel number: 034160542

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.26 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Hurricane
Heat Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Richland County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$163$1,956
Property Taxes $186$2,232
Electricity $295$3,549
Total$2,413$28,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,731/yr
40% on housing$72,390/yr
45% on housing$64,346/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 29063$143
Richland County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 29063
Richland County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$360,000
2026-03-30Price change$367,000
2026-03-03Listed for sale$369,900
2026-03-01Listing removed$369,900
2025-11-07Listed for sale$369,900
2003-07-28Sold$207,480
2002-12-04Sold$26,500

For Sale by Agent

AgentShannon McNulty
BrokerageRE/MAX Reliable Realty

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