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105 Elm Dr, Red Oak, TX, 75154

3beds
3baths
2,838sqft
$549,900
$194price/sqft
$4,077/moest. monthly cost
$163,080/yrincome needed

About This Home

Motivated sellers relocating! Beautifully 3BR-3BA renovated home in the desirable Oak Leaf community, offering a rare blend of luxury, privacy, and resort-style living. Features include remodeled open floor plan with 3 bedrooms and 3 full baths. Updated kitchen with additional storage in front of the large island that includes spice cabinet on side of range. Flexible office with closet can serve as a large pantry, guest room, nursery, or additional storage space. Custom pool (built January 2023) with spa and waterfall, wrought iron fencing around pool and firepit seating area. The detached 988 sq. ft. 3-car garage includes a large attic storage area, plus a covered 2-car carport and oversized storage shed. Property includes permanent lighting on house and garage, sprinkler system and propane tank (owned, used only for spa). Move-in ready and meticulously maintained. Seller requests 2-hour notice for showings. Verify with the city of Oak Leaf for more information on horses permitted. (1-2)

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
Shields Elementary SchoolGrades PK-51.2 mi
4/10
Red Oak Middle SchoolGrades 6-82.9 mi
4/10
Red Oak High SchoolGrades 9-123.2 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Some Commercial Grade,Vented Exhaust Fan,Warming Drawer,Water Purifier
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms
  • Level: First
  • Dimensions: 14 x 13

Bedroom

  • Features: Ceiling Fan(s),Split Bedrooms
  • Level: First
  • Dimensions: 13 x 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Dimensions: 14 x 11

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
  • Window features: Bay Window(s),Window Coverings
  • Flooring: Laminate,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Stone,Wood Burning
  • Fireplace: Yes

Game Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 24 x 24

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Electric,ENERGY STAR Qualified Equipment,Heat Pump,Window Unit(s)

Interior Area

  • Total interior livable area: 2,838 sqft

Kitchen

  • Features: Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 20 x 15

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 20 x 18

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 16 x 14

Office

  • Features: Ceiling Fan(s),Split Bedrooms
  • Level: First
  • Dimensions: 11 x 8

Utility Room

  • Features: Built-in Features,Pantry,Utility Room,Utility Sink
  • Level: First
  • Dimensions: 14 x 5

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Hallway(s)

Details

  • Parcel number: 167284
  • Exclusions: Plastic shed behind big wooden shed will be removed. 4 speakers and their brackets in the living room.

Features

  • Levels: One
  • Stories: 1
  • Pool features: Gunite,Heated,In Ground,Pool,Pool Sweep,Pool/Spa Combo,Waterfall
  • Patio & porch: Covered
  • Exterior features: Fire Pit,Lighting,Outdoor Living Area,Rain Gutters,Storage
  • Fencing: Chain Link,Wood,Wrought Iron

Lot

  • Lot size: 1.63 Acres
  • Features: Acreage,Native Plants

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Carport,Detached Carport,Driveway,Garage,Garage Door Opener,Lighted,Oversized,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$374$4,488
Property Taxes $612$7,344
Electricity $311$3,739
Total$4,077$48,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,782/yr
40% on housing$122,310/yr
45% on housing$108,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.6%
5.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 75154$162
Ellis County$196

vs Homes Sold Last Month

Median $/sqft

ZIP 75154$179
Ellis County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$549,900
2026-07-24Price change$565,000
2026-07-17Price change$575,000
2026-07-09Price change$580,000
2026-06-21Listed for sale$585,000
2026-06-11Contingent$600,000
2026-05-27Listed for sale$600,000
2017-04-10Listing removed$260,000
2017-04-05Pending sale$260,000
2017-02-19Price change$260,000
2016-12-29Pending sale$267,000
2016-11-09Listed for sale$267,000

For Sale by Agent

AgentJudi Munoz
BrokerageSusy Saldivar Real Estate

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