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3410 Cactus Creek Dr, Spring, TX, 77386

3beds
2baths
1,672sqft
$275,000
$164price/sqft
$1,952/moest. monthly cost
$78,080/yrincome needed

About This Home

Prime location in the gated enclave of Canyon Gate at Legends Ranch. One owner home with recent roof within the last three years. Owners also updated the kitchen with new appliances. Three bedrooms, two full baths, two car garage, full house water softener and reverse osmosis. Hotwater tank is three years old. Fence on two sides recently replaced. 8x8 shed remains with property. Gehan Builder Jefferson floorplan shows 1672 square feet.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

9/10
8/10
York Junior High SchoolGrades 7-81.4 mi
7/10
Grand Oaks High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Other

  • Builder name: Gehan Homes - Jefferson

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Water Softener,Gas Oven,Microwave,Free-Standing Range,Gas Cooktop,Gas Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom

  • Level: First
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 140
  • Dimensions: 14x10

Family Room

  • Level: First
  • Area: 270
  • Dimensions: 18x15

Features

  • Crown Molding,Formal Entry/Foyer,High Ceilings,All Bedrooms Down,Primary Bed - 1st Floor,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Electric,Zoned

Interior Area

  • Total structure area: 1,672
  • Total interior livable area: 1,672 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Living Room

  • Level: First
  • Area: 140
  • Dimensions: 14x10

Primary Bedroom

  • Level: First
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 320529
  • Exclusions: None

Features

  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Back Yard

Lot

  • Lot size: 6,216 sqft
  • Features: Back Yard,Cul-De-Sac,Subdivided,Wooded,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$177$2,124
Property Taxes $147$1,764
Electricity $238$2,859
Total$1,952$23,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,925/yr
40% on housing$58,560/yr
45% on housing$52,053/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 77386$193
Montgomery County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 77386$168
Montgomery County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$249,000
2026-07-10Price change$275,000
2026-06-10Listed for sale$299,990

For Sale by Agent

AgentSteven Smith
BrokerageKeller Williams Realty Professionals

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