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7220 Cardiff Ave NE, Albuquerque, NM, 87109

4beds
3baths
2,750sqft
$600,000
$218price/sqft
$3,772/moest. monthly cost
$150,880/yrincome needed

About This Home

Beautifully maintained and updated two-story home in the desirable Palomas Park, conveniently located near Wyoming and Paseo del Norte with easy access to shopping, restaurants, parks, trails, schools. Featuring 4-bedrooms with a dedicated office/flex room (potentially 5 bedrooms) offers a functional floor plan with multiple living spaces. The gorgeous living room features tongue-and-groove wood ceilings with exposed beams, an open loft above, and a stone fireplace, ample ceiling height. The kitchen includes granite countertops, stainless steel appliances, ample cabinet space, and a breakfast bar. The primary suite features a newly constructed custom walk-in closet, dual vanities, and a walk-in shower. Additional features include an owned solar system, tankless water heater, Tesla EV charger with backup system, Google Nest smart home features, custom laundry room, updated windows in living room, newer appliances, covered patio, and low-maintenance landscaping. Home is here.

Getting Around

34
WalkingCar-Dependent
22
TransitMinimal Transit
65
BikeBikeable

Schools

5/10
4/10
Mc Kinley Middle SchoolGrades 6-83.7 mi
2/10
Del Norte High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Roof: Flat
  • Construction materials: Concrete,Stucco,Rock

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Dual Sinks,High Ceilings,Home Office,Main Level Primary,Walk-In Closet(s)
  • Window features: Thermal Windows
  • Flooring: Carpet,Stone,Wood
  • Fireplace: Yes

Heating

  • Heating features: Active Solar,Forced Air,Natural Gas

Interior Area

  • Total structure area: 2,750
  • Total interior livable area: 2,750 sqft

Kitchen

  • Level: Main
  • Area: 180

Living Room

  • Level: Main
  • Area: 306

Primary Bedroom

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 101906313534922105
  • Zoning description: R-1A*

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Patio
  • Exterior features: Courtyard,Private Yard
  • Fencing: Gate,Wall

Lot

  • Lot size: 5,662 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hail
Heat Wave
Lightning

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$119$1,428
Property Taxes $425$5,100
Electricity $195$2,346
Total$3,772$45,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,325/yr
40% on housing$113,160/yr
45% on housing$100,586/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 87109$153
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87109
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$600,000
2022-12-19Sold--
2022-10-23Pending sale$489,000
2022-10-17Price change$489,000
2022-09-09Price change$499,000
2022-08-27Price change$519,900
2022-08-06Price change$544,900
2022-07-05Listed for sale$549,000
2020-06-22Sold--
2020-04-22Pending sale$439,000
2020-03-05Listed for sale$439,000
2019-08-06Listing removed$439,000
2019-08-05Pending sale$439,000
2019-07-23Listed for sale$439,000
2016-12-13Sold--
2016-11-04Pending sale$375,500
2016-09-16Price change$375,500
2016-08-31Listed for sale$383,900
2016-02-12Sold--
2015-12-15Pending sale$259,900
2015-12-04Price change$259,900
2015-11-03Listed for sale$273,000
2015-09-19Listing removed$288,000
2015-06-02Price change$288,000
2015-03-24Price change$245,000
2015-03-12Listed for sale$255,000
1997-12-15Sold--

For Sale by Agent

AgentCiara Rae Sanchez
BrokerageSimply Real Estate

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