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566 Prospect Street #108, Seattle, WA, 98109

2beds
1baths
742sqft
$475,000
$640price/sqft
$2,983/moest. monthly cost
$119,320/yrincome needed

About This Home

Ideally located on Lower Queen Anne, just steps from some of Seattle’s most beloved shops and restaurants, this serene two-bedroom condominium offers the perfect urban retreat. An open-concept layout creates effortless flow from the gourmet kitchen to the inviting living room, extending seamlessly to a private lanai—ideal for morning coffee or evening grilling. Two generously sized bedrooms provide comfort and flexibility, with one perfectly suited for a home office or guest space. A well-appointed bath completes the home. Enjoy unbeatable proximity to Downtown Seattle, the Space Needle, and major freeways, all just moments away—bringing the very best of city living to your doorstep.

Getting Around

86
WalkingVery Walkable
79
TransitExcellent Transit
74
BikeVery Bikeable

Schools

7/10
Hay Elementary SchoolGrades K-50.4 mi
8/10
McClure Middle SchoolGrades 6-80.8 mi
8/10
The Center SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Metal
  • Construction materials: Metal/Vinyl,Wood Siding

Notable Dates

  • Major remodel year: 1989

Type & Style

  • Home type: Condo
  • Architectural style: Condo (1 Level)
  • Property subType: Condominium

Interior

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Entry Hall

  • Level: Main

Features

  • Flooring: Vinyl,Carpet

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 742
  • Total interior livable area: 742 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 9475970080
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Has view: Yes
  • View description: Territorial

Lot

  • Features: Corner Lot,Curbs,Paved,Sidewalk

Parking

  • Parking features: Common Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$74$888
Property Taxes $359$4,308
Electricity $149$1,793
Total$2,983$35,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,274/yr
40% on housing$89,490/yr
45% on housing$79,546/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$640This listing

vs Other Active Listings

Avg $/sqft

ZIP 98109$389
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98109$641
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-04Listed for sale$485,000
2025-07-05Listing removed$2,400
2025-06-18Listed for rent$2,400
2024-02-03Listing removed--
2024-02-01Listed for rent$2,250
2024-01-31Listing removed--
2024-01-22Price change$2,250
2024-01-08Listed for rent$2,400
2023-01-21Listing removed--
2022-12-30Listed for rent$2,400
2021-04-19Listing removed--
2021-03-15Price change$2,150
2021-03-06Price change$2,100
2021-02-26Listed for rent$2,250
2021-02-16Listing removed--
2021-01-16Listed for rent$2,000
2006-02-20Sold$310,000

For Sale by Agent

AgentMax Wurzburg
BrokerageWindermere Real Estate Midtown

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